Wills & Co Insurance Services Limited

Reference number: 305804

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When willsandcoinsurance.com first appeared online, and whether it can receive email
  • What kind of line 01455 203505 is
  • Who else gives the postcode LE17 4PN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • CRK MOTOR INSURANCE SERVICES LIMITED Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 October 2003 (23 years old)
Registered office
20-21 Midland Court Central Park, Leicester Road, Lutterworth, Leicestershire, LE17 4PN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Darren Robert Wills Director Feb 1968 7 Oct 2003 11 other companies
Callum Wills Director Sep 1993 31 Jul 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
8
is FCA-registered
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£123k

−31% from £177k

Cash at bank

£187k

+1.3% from £185k

Employees (average)

0

−100% from 6

Owed within a year

£201k

+510% from £32.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04924224. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wills & Co Insurance Services’s history from the FCA register and Companies House, newest first.

2026

28 July 2026

  • Changed its registered name from "CRK MOTOR INSURANCE SERVICES LIMITED"

FCA register

2022

12 August 2022

  • Crk Commercial Insurance Services Limited stopped being a part-owner

Companies House

2017

15 June 2017

  • Crk Commercial Insurance Services Limited became a part-owner (25–50% of shares)
  • Michael Needham stopped being a part-owner

Companies House

2016

6 April 2016

  • Darren Robert Wills took control (75–100% of shares)
  • Michael Needham became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

7 October 2003

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Wills & Co Insurance Services

Other FCA-listed firms that share a director, phone number or address with Wills & Co Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Wills & Co Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Lutterworth

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wills & Co Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Wills & Co Insurance Services Limited FCA authorised?
Yes, Wills & Co Insurance Services Limited (FRN 305804) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Wills & Co Insurance Services’ phone number and website?
The FCA register lists the phone number 01455 203505 and the website willsandcoinsurance.com for Wills & Co Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Wills & Co Insurance Services a scam or clone?
Wills & Co Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wills & Co Insurance Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Wills & Co Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Wills & Co Insurance Services?
Companies House lists one person with significant control of Wills & Co Insurance Services: Mr Darren Robert Wills (75–100% of shares). Before that, it was controlled by Mr Michael Needham and Crk Commercial Insurance Services Limited.
Who runs Wills & Co Insurance Services?
Companies House lists 2 directors of Wills & Co Insurance Services: Darren Robert Wills and Callum Wills.
How long has Wills & Co Insurance Services been in business?
The company was formed on 7 October 2003, and has held its current FCA authorisation since January 2005.
What do Wills & Co Insurance Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £123k (−31% from £177k) and cash at bank of £187k (+1.3% from £185k).
Does Wills & Co Insurance Services use any other names?
It has previously used the name CRK MOTOR INSURANCE SERVICES LIMITED.

Sources and links

The full report on Wills & Co Insurance Services Limited

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