Winning Commercial Finance Ltd

Reference number: 827450

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When winningcommercialfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07398 566701 is
  • Who else gives the postcode DE15 0TZ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 November 2018 (7 years old)
Registered office
47a Queen Street, Derby, DE1 3DE, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jane Elizabeth Winn Director Feb 1966 9 Nov 2018 None
Timothy Miles Winn Director Nov 1963 5 Nov 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Total equity

£27.8k

−39% from £45.7k

Employees (average)

2

Same as 2

Owed within a year

£26.2k

−18% from £32.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11669974. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Winning Commercial Finance’s history from the FCA register and Companies House, newest first.

2020

5 November 2020

  • Timothy Miles Winn became a part-owner (25–50% of shares)

Companies House

2019

12 April 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

9 November 2018

  • Incorporated at Companies House
  • Jane Elizabeth Winn became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Winning Commercial Finance

Other firms of the same type (credit broker), nearest first.

In Burton-on-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Winning Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Winning Commercial Finance Ltd FCA authorised?
Yes, Winning Commercial Finance Ltd (FRN 827450) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2019 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Winning Commercial Finance’s phone number and website?
The FCA register lists the phone number 07398 566701 and the website winningcommercialfinance.co.uk for Winning Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Winning Commercial Finance a scam or clone?
Winning Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Winning Commercial Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Winning Commercial Finance handles your money, so check the specific product before you commit. You can also refer complaints about Winning Commercial Finance to the Financial Ombudsman Service, free of charge.
Who owns Winning Commercial Finance?
Companies House lists 2 people with significant control of Winning Commercial Finance: Mr Timothy Miles Winn (25–50% of shares) and Mrs Jane Elizabeth Winn (25–50% of shares).
Who runs Winning Commercial Finance?
Companies House lists 2 directors of Winning Commercial Finance: Jane Elizabeth Winn and Timothy Miles Winn.
How long has Winning Commercial Finance been in business?
The company was formed on 9 November 2018, and has held its current FCA authorisation since April 2019.
What do Winning Commercial Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show total equity of £27.8k (−39% from £45.7k).

Sources and links

The full report on Winning Commercial Finance Ltd

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