Wirral Mobility Limited

Reference number: 667672

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Senior Insurance Services Limited Reference number: 308478 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wirral Mobility Limited (FRN 667672) is an AR of First Senior Insurance Services Limited (FRN 308478). When you use Wirral Mobility's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wirral Mobility, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0151 647 4113

  • Address

    Unit 64-66, Hamilton Aisle, Grange Precinct, Birkenhead, Merseyside, CH41 2YL, United Kingdom

In the full report: 2 background checks

  • What kind of line 0151 647 4113 is
  • Who else gives the postcode CH41 2YL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Senior Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
WIRRAL MOBILITY LTD
Company number
08074998
Company status
Active
Company type
Private limited company
Incorporated
18 May 2012 (14 years old)
Registered office
Units E64 - E66, Hamilton Aisle, Birkenhead, Merseyside, CH41 2YL
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Emma Judith Love Director Feb 1975 18 May 2012 None
Judith Elizabeth Mctigue Director May 1946 15 Oct 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£61.0k

+6.2% from £57.4k

Employees (average)

2

+100% from 1

Owed within a year

£1,100

Same as £1,100

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08074998. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wirral Mobility’s history from the FCA register and Companies House, newest first.

2019

15 October 2019

  • Judith Elizabeth McTigue appointed as a director

Companies House

2016

18 May 2016

  • Emma Judith Love became a part-owner (25–50% of shares)

Companies House

2015

22 January 2015

  • Became an appointed representative

FCA register

2012

18 May 2012

  • Incorporated at Companies House
  • Emma Judith Love appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Wirral Mobility

Other firms of the same type (retailer), nearest first.

In Birkenhead

Birkenhead Cycles LimitedBirkenheadAuthorisedGarage Equipment Online LimitedBirkenheadAuthorised

In the Chester (CH) postcode area

G & E Leisure LtdChesterAppointed representativeBrilliance of Chester LimitedChesterAppointed representativeDeva Carpets LtdChesterAppointed representativeE H Williams Garden Centres and Nurseries LimitedEllesmere PortAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wirral Mobility

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Wirral Mobility Limited FCA authorised?
Wirral Mobility Limited (FRN 667672) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wirral Mobility?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wirral Mobility Limited (FRN 667672) is an AR of First Senior Insurance Services Limited (FRN 308478). When you use Wirral Mobility's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wirral Mobility, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wirral Mobility’s phone number?
The FCA register lists the phone number 0151 647 4113 for Wirral Mobility. If you were given different contact details, use these to check with the firm before going any further.
Is Wirral Mobility a scam or clone?
Wirral Mobility is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wirral Mobility?
Protection works through First Senior Insurance Services Limited, the principal firm responsible for Wirral Mobility's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wirral Mobility?
Companies House lists one person with significant control of Wirral Mobility: Ms Emma Judith Love (25–50% of shares).
Who runs Wirral Mobility?
Companies House lists 2 directors of Wirral Mobility: Emma Judith Love and Judith Elizabeth McTigue.
How long has Wirral Mobility been in business?
The company was formed on 18 May 2012.
What do Wirral Mobility’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £61.0k (+6.2% from £57.4k).

Sources and links

The full report on Wirral Mobility Limited

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