Wise Funds Limited

Reference number: 768269

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When wise-funds.co.uk first appeared online, and whether it can receive email
  • What kind of line 01608 695180 is
  • Who else gives the postcode HP18 9LS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Fund Wisdom Limited Former name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 01608 656375
  • 01865 522089
Fake email addresses (1)
  • admin@wisefunds.uk
Fake websites (5)
  • bonds.wisefundsuk.com
  • buy.wise-bonds.com
  • wisefundglobal.com
  • wisefunds.uk
  • wisefundsuk.com
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Managing investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10397571
Company status
Active
Company type
Private limited company
Incorporated
27 September 2016 (10 years old)
Registered office
Lower Park Barn, Chilton Business Centre, Chilton, Bucks, HP18 9LS, England
Nature of business
  • Activities of open-ended investment companies (SIC 64304)
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
Vincent Ropers Director Sep 1981 2 Jan 2018 None
Philip Matthews Director Feb 1974 30 Jun 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£0

Same as £0

Net assets

£1.00m

−35% from £1.54m

Cash at bank

£1.50m

−4.8% from £1.57m

Owed within a year

£642k

+270% from £174k

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £1.08m, for the year to 31 December 2022.

Profit before tax

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10397571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wise Funds’s history from the FCA register and Companies House, newest first.

Key events (11) All events (23)

2021

29 September 2021

  • FCA warned the public about a scam impersonating this firm

FCA warning list

30 July 2021

  • The Oak Investment Partnership Limited gave up control
  • Wf Employee Ownership Trustee Limited took control (75–100% of shares)

Companies House

2017

6 June 2017

  • Changed its registered name from "Fund Wisdom Limited"

FCA register

1 June 2017

  • Kirsty Louise Lawson gave up control
  • The Oak Investment Partnership Limited took control (75–100% of shares)

Companies House

23 May 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (May control but not hold client money)
  • Became authorised by the FCA

FCA register

2016

27 September 2016

  • Incorporated at Companies House
  • Kirsty Louise Lawson took control (75–100% of shares)

Companies House

In the full report: all 23 events

  • All 23 events in its history (11 shown here)
  • Every director appointment and resignation: 8
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Firms like Wise Funds

Other firms of the same type (investment or fund manager), nearest first.

In the Hemel Hempstead (HP) postcode area

Amberside Capital LtdBerkhamstedAuthorisedAshridge Capital Investments LLPBerkhamstedAuthorisedBerkeley Asset Management LLPBuckinghamshireAuthorisedBrilliance Financial Planning LimitedAylesburyAuthorisedConsortium Investment Management LLPAmershamAuthorisedIgnite Growth LLPBeaconsfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wise Funds

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is Wise Funds Limited FCA authorised?
Yes, Wise Funds Limited (FRN 768269) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2017 and works as an investment or fund manager. The FCA has placed a limit on what it may do.
What is Wise Funds’ phone number and website?
The FCA register lists the phone number 01608 695180 and the website wise-funds.co.uk for Wise Funds. If you were given different contact details, use these to check with the firm before going any further.
Is Wise Funds a scam or clone?
Scammers have impersonated Wise Funds: the FCA has published 2 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Wise Funds, shown on this page.
Is my money safe with Wise Funds?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Wise Funds to the Financial Ombudsman Service, free of charge.
Who owns Wise Funds?
Wise Funds is owned by Wf Employee Ownership Trustee Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 July 2021. Before that, it was controlled by The Oak Investment Partnership Limited and Ms Kirsty Louise Lawson.
Who runs Wise Funds?
Companies House lists 2 directors of Wise Funds: Vincent Ropers and Philip Matthews.
How long has Wise Funds been in business?
The company was formed on 27 September 2016, and has held its current FCA authorisation since May 2017.
What do Wise Funds’ latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £0 (same as £0) and net assets of £1.00m (−35% from £1.54m).
Does Wise Funds use any other names?
It has previously used the name Fund Wisdom Limited.

Sources and links

The full report on Wise Funds Limited

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