Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 March 2026
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Wise Mortgage Solutions Ltd (FRN 792708) is an AR of The Right Mortgage Limited (FRN 649443). When you use Wise Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Wise Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
6 Watercress Road, Cheshunt, Waltham Cross, Hertfordshire, EN7 6XL, United Kingdom
In the full report: 2 background checks
- What kind of line 07984 073506 is
- Who else gives the postcode EN7 6XL
Other names (2)
If you were contacted under any of these names, it is this firm.
- Julie Aylott Mortgages Trading name: A name it trades under now.
- Julie Ann Aylott Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11270291 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 March 2018 (8 years old)
- Registered office
- 6 Watercress Road, Cheshunt, Waltham Cross, EN7 6XL, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Julie Ann Aylott | Director | Sep 1970 | 22 Mar 2018 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£12.2k
+185% from £4,274
Cash at bank
£18.5k
+51% from £12.2k
Employees (average)
1
−50% from 2
Owed within a year
£6,340
−20% from £7,961
Net assets
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11270291. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Wise Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2018
29 May 2018
- Changed its registered name from "Julie Ann Aylott"
FCA register
22 March 2018
- Incorporated at Companies House
- Julie Ann Aylott took control (75–100% of shares)
- Julie Ann Aylott appointed as a director
Companies House
2017
28 November 2017
- Began trading as "Julie Aylott Mortgages"
FCA register
30 October 2017
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Wise Mortgage Solutions
Other firms of the same type (insurance broker), nearest first.
In Waltham Cross
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Wise Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is Wise Mortgage Solutions Ltd FCA authorised?
What does appointed representative mean for Wise Mortgage Solutions?
What is Wise Mortgage Solutions’ phone number?
Is Wise Mortgage Solutions a scam or clone?
Is my money safe with Wise Mortgage Solutions?
Who owns Wise Mortgage Solutions?
Who runs Wise Mortgage Solutions?
How long has Wise Mortgage Solutions been in business?
What do Wise Mortgage Solutions’ latest accounts show?
Does Wise Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk