Wise Wealth Management Ltd

Reference number: 925644

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Wise Wealth Management Ltd (FRN 925644) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Wise Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Wise Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wisewealthmanagementltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07807 818616 is
  • Who else gives the postcode NP12 0NZ
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Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (5)
  • +1 418 800 0815
  • 020 3807 7273
  • 020 3996 2402
  • 020 8097 3873
  • 020 8157 0199
Fake email addresses (4)
  • andrew.vargas@wisewealth-team.com
  • jacob.russell@wisewealth-team.com
  • jamie.fletcher@wisewealth-team.com
  • support@wisewealth.ai
Fake websites (1)
  • wisewealth.ai
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
WISE WEALTH MANAGEMENT LIMITED
Company status
Active
Company type
Private limited company
Incorporated
20 March 2020 (6 years old)
Registered office
2 Cae'R Nant, Oakdale, Blackwood, NP12 0NZ, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Bryan Mcmanus Director Jun 1994 20 Mar 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£41.0k

+178% from £14.7k

Cash at bank

£86.5k

+88% from £46.0k

Employees (average)

1

Same as 1

Owed within a year

£63.5k

−13% from £73.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12527840. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wise Wealth Management’s history from the FCA register and Companies House, newest first.

2023

18 December 2023

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2020

5 May 2020

  • Became an appointed representative

FCA register

20 March 2020

  • Incorporated at Companies House
  • Christopher Bryan McManus took control (75–100% of shares)
  • Christopher Bryan McManus appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Wise Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Blackwood

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wise Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Wise Wealth Management Ltd FCA authorised?
Wise Wealth Management Ltd (FRN 925644) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wise Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Wise Wealth Management Ltd (FRN 925644) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Wise Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wise Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Wise Wealth Management’s phone number and website?
The FCA register lists the phone number 07807 818616 and the website wisewealthmanagementltd.co.uk for Wise Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Wise Wealth Management a scam or clone?
Scammers have impersonated Wise Wealth Management: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Wise Wealth Management, shown on this page.
Is my money safe with Wise Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Wise Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wise Wealth Management?
Companies House lists one person with significant control of Wise Wealth Management: Mr Christopher Bryan McManus (75–100% of shares).
Who runs Wise Wealth Management?
Companies House lists one director of Wise Wealth Management: Christopher Bryan McManus.
How long has Wise Wealth Management been in business?
The company was formed on 20 March 2020.
What do Wise Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £41.0k (+178% from £14.7k) and cash at bank of £86.5k (+88% from £46.0k).

Sources and links

The full report on Wise Wealth Management Ltd

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