Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
12 Church Green East, Redditch, Worcestershire, B98 8BP, United Kingdom
In the full report: 3 background checks
- When wisermortgageadvice.co.uk first appeared online, and whether it can receive email
- What kind of line 0333 577 5999 is
- Who else gives the postcode B98 8BP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Wiser FS Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL Advisor
- Acting as a CBTL arranger
- Acting as a CBTL Arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13671222 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 October 2021 (5 years old)
- Registered office
- 12 Church Green East, Redditch, Worcestershire, B98 8BP, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Raisa Zulfiqar | Director | Jun 1988 | 2 Dec 2021 | None |
| Awais Jabbar Ahmad | Director | Mar 1985 | 18 Aug 2025 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£16.1k
+297% from £4,065
Cash at bank
£55.2k
+187% from £19.2k
Employees (average)
7
+17% from 6
Owed within a year
£69.2k
+13% from £61.5k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13671222. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Wiser Mortgage Advice’s history from the FCA register and Companies House, newest first.
2023
27 March 2023
- Raisa Zulfiqar gave up control
- Resolve Capital Group Limited took control (75–100% of shares)
Companies House
2022
7 December 2022
- Changed its registered name from "Wiser FS Limited"
FCA register
18 November 2022
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2021
2 December 2021
- Awais Jabbar Ahmad gave up control
- Raisa Zulfiqar took control (75–100% of shares)
Companies House
11 October 2021
- Incorporated at Companies House
- Awais Jabbar Ahmad took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (9 shown here)
- Every director appointment and resignation: 4
Firms connected to Wiser Mortgage Advice
Other FCA-listed firms that share a director, phone number or address with Wiser Mortgage Advice. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Wiser Mortgage Advice
Other firms of the same type (mortgage adviser or broker), nearest first.
In Redditch
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Wiser Mortgage Advice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 14 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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How long has Wiser Mortgage Advice been in business?
What do Wiser Mortgage Advice’s latest accounts show?
Does Wiser Mortgage Advice use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk