Woods & Wallace Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2020
Accounts filed up to 30 April 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

woodsandwallace.co.uk (opens in a new tab)
Phone number

0333 023 5799
Address

106 Castle Street, Hinckley, Leicestershire, LE10 1DD, United Kingdom

In the full report: 3 background checks

When woodsandwallace.co.uk first appeared online, and whether it can receive email
What kind of line 0333 023 5799 is
Who else gives the postcode LE10 1DD

Other names (2)

If you were contacted under any of these names, it is this firm.

WOODS & WALLACE MORTGAGES Trading name: A name it trades under now.
Woods & Wallace Mortgage Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12557495 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 April 2020 (6 years old)
Registered office: 106 Castle Street, Hinckley, LE10 1DD, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)
Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Trudie Christine Horwell	Director	May 1964	15 Apr 2020	None
Michelina Woods	Director	Sep 1964	18 Jan 2022	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£113k

+35% from £83.5k

Cash at bank

£124k

+32% from £93.6k

Employees (average)

2

Same as 2

Owed within a year

£13.6k

+14% from £11.9k

Net assets

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12557495. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Woods & Wallace’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2022

18 January 2022

Michelina Woods became a part-owner (25–50% of shares)

Companies House

2021

30 June 2021

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2020

15 April 2020

Incorporated at Companies House
Trudie Christine Horwell became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Woods & Wallace

Other FCA-listed firms that share a director, phone number or address with Woods & Wallace. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Woods & Wallace

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hinckley

Smart Home Finance LimitedHinckleyAuthorised Thomas & Co Mortgage Advice LtdHinckleyAuthorised Armstrongs Mortgage Solutions LimitedHinckleyAppointed representative Bubble Finance Hub LimitedHinckleyAppointed representative Keys Mortgages LtdHinckleyAppointed representative One Roof Financial LLPHinckleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Woods & Wallace

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 10 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Woods & Wallace Ltd FCA authorised?

Yes, Woods & Wallace Ltd (FRN 938485) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2021 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Woods & Wallace’s phone number and website?

The FCA register lists the phone number 0333 023 5799 and the website woodsandwallace.co.uk for Woods & Wallace. If you were given different contact details, use these to check with the firm before going any further.

Is Woods & Wallace a scam or clone?

Woods & Wallace is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Woods & Wallace?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Woods & Wallace to the Financial Ombudsman Service, free of charge.

Who owns Woods & Wallace?

Companies House lists 2 people with significant control of Woods & Wallace: Mrs Michelina Woods (25–50% of shares) and Trudie Christine Horwell (25–50% of shares).

Who runs Woods & Wallace?

Companies House lists 2 directors of Woods & Wallace: Trudie Christine Horwell and Michelina Woods.

How long has Woods & Wallace been in business?

The company was formed on 15 April 2020, and has held its current FCA authorisation since June 2021.

What do Woods & Wallace’s latest accounts show?

Its latest accounts, to 30 April 2025, show net assets of £113k (+35% from £83.5k) and cash at bank of £124k (+32% from £93.6k).

Does Woods & Wallace use any other names?

It trades as WOODS & WALLACE MORTGAGES and Woods & Wallace Mortgage Solutions.