WRS Fornham Financial Partners Ltd

Reference number: 912861

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sandringham Financial Partners Limited Reference number: 581304 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WRS Fornham Financial Partners Ltd (FRN 912861) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use WRS Fornham Financial Partners's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WRS Fornham Financial Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wrsfornham.co.uk first appeared online, and whether it can receive email
  • What kind of line 01206 214980 is
  • Who else gives the postcode CO3 8PB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sandringham Financial Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12104757
Company status
Active
Company type
Private limited company
Incorporated
15 July 2019 (7 years old)
Registered office
Fornham House 227 London Road, Stanway, Colchester, Essex, CO3 8PB, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Michael Fraser Director Jan 1984 15 Jul 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2024Abridged accountsNot audited

Net assets

£55.7k

No earlier figure to compare

Cash at bank

£123k

No earlier figure to compare

Employees (average)

7

No earlier figure to compare

Owed within a year

£76.6k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12104757. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

WRS Fornham Financial Partners’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2025

24 September 2025

  • Robin Alan Cotterrill no longer has significant control

Companies House

31 May 2025

  • Rebecca Christine Fraser became a part-owner (25–50% of shares)

Companies House

2019

2 September 2019

  • Became an appointed representative

FCA register

15 July 2019

  • Incorporated at Companies House
  • Ian Michael Fraser became a part-owner (25–50% of shares)
  • Robin Alan Cotterrill gained significant control

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to WRS Fornham Financial Partners

Other FCA-listed firms that share a director, phone number or address with WRS Fornham Financial Partners. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like WRS Fornham Financial Partners

Other firms of the same type (financial adviser), nearest first.

In Colchester

Adele Waters Wealth Management LimitedColchesterAppointed representativeAlex Lloyd Wealth Management LtdColchesterAppointed representativeAllen & Company Financial Management LtdColchesterAppointed representativeAndrew DuleyColchesterAppointed representativeAshish PopatColchesterAppointed representativeBarker Mortgage Solutions LimitedColchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on WRS Fornham Financial Partners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is WRS Fornham Financial Partners Ltd FCA authorised?
WRS Fornham Financial Partners Ltd (FRN 912861) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for WRS Fornham Financial Partners?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. WRS Fornham Financial Partners Ltd (FRN 912861) is an AR of Sandringham Financial Partners Limited (FRN 581304). When you use WRS Fornham Financial Partners's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from WRS Fornham Financial Partners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is WRS Fornham Financial Partners’ phone number and website?
The FCA register lists the phone number 01206 214980 and the website wrsfornham.co.uk for WRS Fornham Financial Partners. If you were given different contact details, use these to check with the firm before going any further.
Is WRS Fornham Financial Partners a scam or clone?
WRS Fornham Financial Partners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with WRS Fornham Financial Partners?
Protection works through Sandringham Financial Partners Limited, the principal firm responsible for WRS Fornham Financial Partners's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns WRS Fornham Financial Partners?
Companies House lists 2 people with significant control of WRS Fornham Financial Partners: Mrs Rebecca Christine Fraser (25–50% of shares) and Mr Ian Michael Fraser (25–50% of shares). Before that, it was controlled by Mr Robin Alan Cotterrill.
Who runs WRS Fornham Financial Partners?
Companies House lists one director of WRS Fornham Financial Partners: Ian Michael Fraser.
How long has WRS Fornham Financial Partners been in business?
The company was formed on 15 July 2019.
What do WRS Fornham Financial Partners’ latest accounts show?
Its latest accounts, to 31 March 2024, show net assets of £55.7k (no earlier figure to compare) and cash at bank of £123k (no earlier figure to compare).

Sources and links

The full report on WRS Fornham Financial Partners Ltd

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