WSC Finance Ltd

Reference number: 986899

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wscfinance.com first appeared online, and whether it can receive email
  • What kind of line 01604 266377 is
  • Who else gives the postcode NN6 8FB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Go Loans Trading name: A name it trades under now.
  • https://goloans.finance/ Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 September 2022 (4 years old)
Registered office
Henge Barn Pury Hill Business Park, Alderton Road, Towcester, Northamptonshire, NN12 7LS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Samuel David Phipps Director Aug 1992 26 Sep 2022 2 other companies
Charles Robert Thomas Purser Director Nov 1987 29 Apr 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£1,153

−97% from £34.2k

Cash at bank

£187k

+537% from £29.3k

Employees (average)

6

+50% from 4

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14377080. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

WSC Finance’s history from the FCA register and Companies House, newest first.

2025

25 April 2025

  • Purser Ventures Limited became a part-owner (25–50% of shares)

Companies House

2023

10 February 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

26 September 2022

  • Incorporated at Companies House
  • Phipps & Family Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like WSC Finance

Other firms of the same type (credit broker), nearest first.

In Northampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on WSC Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is WSC Finance Ltd FCA authorised?
Yes, WSC Finance Ltd (FRN 986899) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2023 and works as a credit broker. The FCA has placed no limits on its permissions.
What is WSC Finance’s phone number and website?
The FCA register lists the phone number 01604 266377 and the website wscfinance.com for WSC Finance. If you were given different contact details, use these to check with the firm before going any further.
Is WSC Finance a scam or clone?
WSC Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with WSC Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how WSC Finance handles your money, so check the specific product before you commit. You can also refer complaints about WSC Finance to the Financial Ombudsman Service, free of charge.
Who owns WSC Finance?
Companies House lists 2 people with significant control of WSC Finance: Purser Ventures Limited (25–50% of shares) and Phipps & Family Limited (25–50% of shares).
Who runs WSC Finance?
Companies House lists 2 directors of WSC Finance: Samuel David Phipps and Charles Robert Thomas Purser.
How long has WSC Finance been in business?
The company was formed on 26 September 2022, and has held its current FCA authorisation since February 2023.
What do WSC Finance’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1,153 (−97% from £34.2k) and cash at bank of £187k (+537% from £29.3k).
Does WSC Finance use any other names?
It trades as Go Loans and https://goloans.finance/.

Sources and links

The full report on WSC Finance Ltd

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