WTG (UK) Ltd

Reference number: 622599

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • WTG (UK) Ltd (FRN 622599) is an AR of GAUNTLET RISK MANAGEMENT LIMITED (FRN 308081). When you use WTG (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from WTG (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    18 Newton Way, Hellifield, Skipton, North Yorkshire, BD23 4NY, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode BD23 4NY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Gauntlet Risk Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
WTG (UK) LIMITED
Company status
Active
Company type
Private limited company
Incorporated
25 July 1996 (30 years old)
Registered office
Carlton House, Grammar School Street, Bradford, BD1 4NS
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
William Terence Geelan Director Sep 1957 22 Apr 2015 3 other companies
Julie Elizabeth Geelan Secretary Not published 29 Apr 1997 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 26 December 2024Micro-entity accountsNot audited

Net assets

£42.7k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£15.8k

+36% from £11.6k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03229692. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Wtg (UK)’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • William Terence Geelan took control (75–100% of shares)

Companies House

2015

22 April 2015

  • Board replaced: its only director left and a new director took over

Companies House

2014

2 May 2014

  • Became an appointed representative

FCA register

1996

25 July 1996

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like Wtg (UK)

Other firms of the same type (insurance broker), nearest first.

In Skipton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Wtg (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 1 background check on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is WTG (UK) Ltd FCA authorised?
WTG (UK) Ltd (FRN 622599) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Wtg (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. WTG (UK) Ltd (FRN 622599) is an AR of GAUNTLET RISK MANAGEMENT LIMITED (FRN 308081). When you use Wtg (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Wtg (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is Wtg (UK) a scam or clone?
Wtg (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Wtg (UK)?
Protection works through Gauntlet Risk Management Limited, the principal firm responsible for Wtg (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Wtg (UK)?
Companies House lists one person with significant control of Wtg (UK): William Terence Geelan (75–100% of shares).
Who runs Wtg (UK)?
Companies House lists one director of Wtg (UK): William Terence Geelan.
How long has Wtg (UK) been in business?
The company was formed on 25 July 1996.
What do Wtg (UK)’s latest accounts show?
Its latest accounts, to 26 December 2024, show net assets of £42.7k (no earlier figure to compare).

Sources and links

The full report on WTG (UK) Ltd

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