WY Cars LTD

Reference number: 1049358

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Jigsaw Finance Limited Reference number: 679612 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • WY Cars LTD (FRN 1049358) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not WY Cars.
  • Example: if WY Cars refers you to a financial adviser, the advice should come from the principal firm, not from WY Cars itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wycars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07740 032575 is
  • Who else gives the postcode WF2 9JF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16239259
Company status
Active
Company type
Private limited company
Incorporated
10 February 2025 (1 year old)
Registered office
632 Huddersfield Road, Dewsbury, WF13 3HL, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Waqas Younis Director Apr 1999 10 Feb 2025 None
Waqar Younis Director May 1996 29 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

WY Cars’s history from the FCA register and Companies House, newest first.

2026

29 January 2026

  • Waqar Younis appointed as a director

Companies House

9 January 2026

  • Became an introducer appointed representative

FCA register

2025

10 February 2025

  • Incorporated at Companies House
  • Shamsa Iqbal gained 25–50% of the votes
  • Waqas Younis gained 25–50% of the votes
  • Waqas Younis appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like WY Cars

Other firms of the same type (car dealer), nearest first.

In Wakefield

Carlogic365 LimitedWakefieldAppointed representativeGS Motor Group LtdWakefieldAppointed representativeRon White Trade Cars LimitedWakefieldAppointed representativeSandal Motors (Bayern) LimitedWakefieldAppointed representativeSandal Motors (Huddersfield) LimitedWakefieldAppointed representativeSB Wakefield LimitedWakefieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on WY Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is WY Cars LTD FCA authorised?
WY Cars LTD (FRN 1049358) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for WY Cars?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. WY Cars LTD (FRN 1049358) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not WY Cars. Example: if WY Cars refers you to a financial adviser, the advice should come from the principal firm, not from WY Cars itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is WY Cars’ phone number and website?
The FCA register lists the phone number 07740 032575 and the website wycars.co.uk for WY Cars. If you were given different contact details, use these to check with the firm before going any further.
Is WY Cars a scam or clone?
WY Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with WY Cars?
Protection works through Jigsaw Finance Limited, the principal firm responsible for WY Cars's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns WY Cars?
Companies House lists 2 people with significant control of WY Cars: Mr Waqas Younis (25–50% of votes) and Mrs Shamsa Iqbal (25–50% of votes).
Who runs WY Cars?
Companies House lists 2 directors of WY Cars: Waqas Younis and Waqar Younis.
How long has WY Cars been in business?
The company was formed on 10 February 2025.

Sources and links

The full report on WY Cars LTD

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