Xact Risk Solutions Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 13 years
Your funds are protected by FSCS
No FCA actions
Active company since 2012

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

xactrisk.com (opens in a new tab)
Phone number

07793 536043
Address

Central London Lloyds Avenue, Lloyds Avenue House, 6 Lloyd's Avenue, London, City Of London, EC3N 3AX, United Kingdom

In the full report: 3 background checks

When xactrisk.com first appeared online, and whether it can receive email
What kind of line 07793 536043 is, and the other firm that gives it
Who else gives the postcode EC3N 3AX

Other names (2)

If you were contacted under any of these names, it is this firm.

Ortus Underwriting Trading name: A name it trades under now.
FloodFlash Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08142321 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 13 July 2012 (14 years old)
Registered office: C/O Pkf Littlejohn Llp 30 Churchill Place, Canary Wharf, London, E14 5RE, United Kingdom
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ian Charles Barker	Director	Jul 1965	13 Jul 2012	None
Stewart Edward Juniper	Director	Jan 1956	13 Jul 2012	None
Andrew Edward Wilson	Director	Sep 1971	10 Feb 2013	None
Rupert Francis Osborn	Director	Jan 1961	16 Sep 2013	4 other companies
Paul Robin Goodman	Director	Sep 1954	1 Jan 2015	2 other companies
Peter Edwin Knowles	Director	Aug 1967	12 Nov 2025	None

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 1
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 6 directors run together

Key dates in its history

Xact Risk Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2016

13 September 2016

Paul Robin Goodman became a part-owner (25–50% of shares)
Rajoi Limited became a part-owner (25–50% of shares)

Companies House

2013

17 May 2013

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2012

13 July 2012

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to Xact Risk Solutions

Other FCA-listed firms that share a director, phone number or address with Xact Risk Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1
past link: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1)
Who links it to this firm: the named directors, with dates
1 past link through former directors

Firms like Xact Risk Solutions

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorised Revolut Travel LtdLondonAuthorised Santander Insurance Services UK LimitedLondonAuthorised Aon UK LimitedLondonAuthorised Hartford Underwriting Agency LimitedLondonAuthorised Chubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Xact Risk Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
All 16 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Xact Risk Solutions Ltd FCA authorised?

Yes, Xact Risk Solutions Ltd (FRN 590914) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Xact Risk Solutions’ phone number and website?

The FCA register lists the phone number 07793 536043 and the website xactrisk.com for Xact Risk Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Xact Risk Solutions a scam or clone?

Xact Risk Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Xact Risk Solutions?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Xact Risk Solutions to the Financial Ombudsman Service, free of charge.

Who owns Xact Risk Solutions?

Companies House lists 2 people with significant control of Xact Risk Solutions: Mr Paul Robin Goodman (25–50% of shares) and Rajoi Limited (25–50% of shares).

Who runs Xact Risk Solutions?

Companies House lists 6 directors of Xact Risk Solutions: Ian Charles Barker, Stewart Edward Juniper, Andrew Edward Wilson, Rupert Francis Osborn, Paul Robin Goodman and Peter Edwin Knowles.

How long has Xact Risk Solutions been in business?

The company was formed on 13 July 2012, and has held its current FCA authorisation since May 2013.

Does Xact Risk Solutions use any other names?

It trades as Ortus Underwriting. It has previously used the name FloodFlash.