XBM Limited

Reference number: 621399

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When xbmltd.com first appeared online, and whether it can receive email
  • What kind of line 0113 253 3342 is
  • Who else gives the postcode LS27 7JQ
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06703758
Company status
Active
Company type
Private limited company
Incorporated
22 September 2008 (18 years old)
Registered office
Access House Nepshaw Lane South, Gildersome, Morley, Leeds, LS27 7JQ, England
Nature of business
  • Photocopying, document preparation and other specialised office support activities (SIC 82190)

Directors and company secretaries

Name Role Born Appointed Other companies
Justin Marcus English Director Jan 1973 22 Sep 2008 17 other companies
Richard Drew Taylor Director Sep 1983 25 Oct 2010 None
Simon Wootton Director Aug 1967 10 Sep 2021 None
Justin Marcus English Secretary Not published 22 Sep 2008 17 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
7
still active
10

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£878k

−4% from £914k

Cash at bank

£19

−100% from £520k

Employees (average)

49

+4.3% from 47

Owed within a year

£1.84m

+18% from £1.56m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06703758. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Xbm’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2026

25 March 2026

  • Cromwell Letting Limited took control (75–100% of shares)
  • Justin Marcus English gave up control

Companies House

2016

6 April 2016

  • Justin Marcus English took control (75–100% of shares)

Companies House

2014

13 June 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

22 September 2008

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 7
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Firms like Xbm

Other firms of the same type (credit broker), nearest first.

In Leeds

Anthony F Dawson & SonsLeedsSee the registerCramagLeedsAuthorisedFundi Commercial Finance LimitedLeedsAuthorisedIsc Future Finance LtdLeedsAuthorisedMark Hanson and Shirley HansonLeedsAuthorisedNatwarlal TibrewalLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Xbm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is XBM Limited FCA authorised?
Yes, XBM Limited (FRN 621399) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2014 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Xbm’s phone number and website?
The FCA register lists the phone number 0113 253 3342 and the website xbmltd.com for Xbm. If you were given different contact details, use these to check with the firm before going any further.
Is Xbm a scam or clone?
Xbm is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Xbm?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Xbm handles your money, so check the specific product before you commit. You can also refer complaints about Xbm to the Financial Ombudsman Service, free of charge.
Who owns Xbm?
Xbm is owned by Cromwell Letting Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 March 2026. Before that, it was controlled by Mr Justin Marcus English.
Who runs Xbm?
Companies House lists 3 directors of Xbm: Justin Marcus English, Richard Drew Taylor and Simon Wootton.
How long has Xbm been in business?
The company was formed on 22 September 2008, and has held its current FCA authorisation since June 2014.
What do Xbm’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £878k (−4% from £914k) and cash at bank of £19 (−100% from £520k).

Sources and links

The full report on XBM Limited

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