Xupes Handbags & Jewellery Ltd

Reference number: 675459

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When xupes.com first appeared online, and whether it can receive email
  • What kind of line 01279 461696 is
  • Who else gives the postcode CM23 1JG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Xupes Trading name: A name it trades under now.
  • Xupes Handbags and Jewellery Trading name: A name it trades under now.
  • XUPES LTD Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 September 2009 (17 years old)
Registered office
5 Ducketts Wharf, South Street, Bishop's Stortford, Hertfordshire, CM23 3AR
Nature of business
  • Retail sale of watches and jewellery in specialised stores (SIC 47770)
  • Retail sale of antiques including antique books in stores (SIC 47791)
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name Role Born Appointed Other companies
Reece Morgan-Dhap Director Jul 1993 1 Sep 2022 None
Debra Willis Director Apr 1974 1 Sep 2022 None
Mark Williams Secretary Not published 8 Aug 2016 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 10 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£193k

−61% from £499k

Cash at bank

£251k

−29% from £356k

Employees (average)

8

−20% from 10

Owed within a year

£169k

−26% from £228k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07010901. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Xupes Handbags & Jewellery’s history from the FCA register and Companies House, newest first.

2022

21 January 2022

  • Joseph Anthony McKenzie stopped being a part-owner

Companies House

2021

18 November 2021

  • Changed its registered name from "XUPES LTD"

FCA register

2016

6 April 2016

  • Francis Edward McKenzie became a part-owner (25–50% of shares)
  • Joseph Anthony McKenzie became a part-owner (25–50% of shares)

Companies House

2015

20 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2009

7 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (7 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Xupes Handbags & Jewellery

Other FCA-listed firms that share a director, phone number or address with Xupes Handbags & Jewellery. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Xupes Handbags & Jewellery

Other firms of the same type (retailer), nearest first.

In Bishop's Stortford

In the Chelmsford (CM) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Xupes Handbags & Jewellery

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 29 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Xupes Handbags & Jewellery Ltd FCA authorised?
Yes, Xupes Handbags & Jewellery Ltd (FRN 675459) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a retailer. The FCA has placed no limits on its permissions.
What is Xupes Handbags & Jewellery’s phone number and website?
The FCA register lists the phone number 01279 461696 and the website xupes.com for Xupes Handbags & Jewellery. If you were given different contact details, use these to check with the firm before going any further.
Is Xupes Handbags & Jewellery a scam or clone?
Xupes Handbags & Jewellery is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Xupes Handbags & Jewellery?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Xupes Handbags & Jewellery handles your money, so check the specific product before you commit. You can also refer complaints about Xupes Handbags & Jewellery to the Financial Ombudsman Service, free of charge.
Who owns Xupes Handbags & Jewellery?
Companies House lists one person with significant control of Xupes Handbags & Jewellery: Francis Edward McKenzie (25–50% of shares). Before that, it was controlled by Mr Joseph Anthony McKenzie.
Who runs Xupes Handbags & Jewellery?
Companies House lists 2 directors of Xupes Handbags & Jewellery: Reece Morgan-Dhap and Debra Willis.
How long has Xupes Handbags & Jewellery been in business?
The company was formed on 7 September 2009, and has held its current FCA authorisation since April 2015.
What do Xupes Handbags & Jewellery’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £193k (−61% from £499k) and cash at bank of £251k (−29% from £356k).
Does Xupes Handbags & Jewellery use any other names?
It trades as Xupes and Xupes Handbags and Jewellery. It has previously used the name XUPES LTD.

Sources and links

The full report on Xupes Handbags & Jewellery Ltd

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