Yl II A Limited: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 4 years
No FCA actions
Active company since 2022
Accounts filed up to 31 December 2024
Accounts are overdue at Companies House
On its latest accounts it owed £189k more than it owned

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

2nd Floor, 15 Sackville Street, W1S 3DJ, United Kingdom

In the full report: 1 background check

Who else gives the postcode W1S 3DJ

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 14285867 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 August 2022 (4 years old)
Registered office: 13 Vansittart Estate, Windsor, Berkshire, SL4 1SE, United Kingdom
Nature of business: Security and commodity contracts dealing activities (SIC 66120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Christoph Friedrich	Director	Apr 1967	9 Aug 2022	19 other companies
Alexander Luigi Rocco Curcio	Director	Mar 1978	16 Jun 2025	5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 20
closed down: 8
went insolvent: 2

In the full report: all 20 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
The 2 that went into liquidation or administration
The 2 on the FCA register
The 4 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Small company accountsAudited

Total equity

−£189k

No earlier figure to compare

Cash at bank

£10.5m

+9.3% from £9.56m

Employees (average)

2

Up 2 from 0

Owed within a year

£10.6m

+8.5% from £9.82m

Its next accounts are overdue at Companies House.

Total equity is negative: on its last balance sheet the company owed £189k more than it owned.

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14285867. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Yl II A’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2024

16 September 2024

Evan Andrew Carruthers gained significant control

Companies House

2022

4 October 2022

Registered with the FCA

FCA register

9 August 2022

Incorporated at Companies House
Rory O’Neill gained significant control

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 4

Firms connected to Yl II A

Other FCA-listed firms that share a director, phone number or address with Yl II A. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (2)
Who links each one: the named directors, with dates
1 past link through former directors

Get the full report on Yl II A

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

20 other companies its directors have run, named
1 background check on its contact details
All 8 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Yl II A Limited FCA authorised?

Yl II A Limited (FRN 982731) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is Yl II A a scam or clone?

Yl II A is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Yl II A?

Money you hand to Yl II A is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Yl II A?

Companies House lists 2 people with significant control of Yl II A: Mr Evan Andrew Carruthers (significant influence or control) and Rory O’Neill (significant influence or control).

Who runs Yl II A?

Companies House lists 2 directors of Yl II A: Christoph Friedrich and Alexander Luigi Rocco Curcio.

How long has Yl II A been in business?

The company was formed on 9 August 2022.

What do Yl II A’s latest accounts show?

Its latest accounts, to 31 December 2024, show total equity of −£189k (no earlier figure to compare) and cash at bank of £10.5m (+9.3% from £9.56m). Its accounts are overdue at Companies House.