YOLO Money Limited

Reference number: 1028113

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau (Derby) Limited Reference number: 466154 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • YOLO Money Limited (FRN 1028113) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use YOLO Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from YOLO Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07956 866490

  • Address

    110-112 Lancaster Road, Barnet, Barnet, EN4 8AL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07956 866490 is
  • Who else gives the postcode EN4 8AL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • YOLO Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16183730
Company status
Active
Company type
Private limited company
Incorporated
14 January 2025 (1 year old)
Registered office
110-112 Lancaster Road, Barnet, EN4 8AL, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jane Anne Bacchus Director Nov 1976 14 Jan 2025 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£2,027

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£5,793

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16183730. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

YOLO Money’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2026

14 January 2026

  • Christopher Beaven stopped being a part-owner

Companies House

2025

11 April 2025

  • Became an appointed representative

FCA register

14 January 2025

  • Incorporated at Companies House
  • Christopher Beaven became a part-owner (25–50% of shares)
  • Jane Anne Bacchus became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like YOLO Money

Other firms of the same type (mortgage adviser or broker), nearest first.

In Barnet

Chris FyfeBarnetAppointed representativeEssential Mortgage & Money Solutions LtdBarnetAppointed representativeHG Financial LtdBarnetAppointed representativeProppea Mortgages LimitedBarnetAppointed representativeTower Bridge Commercial Solutions LimitedBarnetAppointed representativeRosewood Private LtdBarnetAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on YOLO Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is YOLO Money Limited FCA authorised?
YOLO Money Limited (FRN 1028113) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for YOLO Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. YOLO Money Limited (FRN 1028113) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use YOLO Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from YOLO Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is YOLO Money’s phone number?
The FCA register lists the phone number 07956 866490 for YOLO Money. If you were given different contact details, use these to check with the firm before going any further.
Is YOLO Money a scam or clone?
YOLO Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with YOLO Money?
Protection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for YOLO Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns YOLO Money?
Companies House lists one person with significant control of YOLO Money: Miss Jane Anne Bacchus (25–50% of shares). Before that, it was controlled by Mr Christopher Beaven.
Who runs YOLO Money?
Companies House lists one director of YOLO Money: Jane Anne Bacchus.
How long has YOLO Money been in business?
The company was formed on 14 January 2025.
What do YOLO Money’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £2,027 (no earlier figure to compare).
Does YOLO Money use any other names?
It has previously used the name YOLO Mortgages.

Sources and links

The full report on YOLO Money Limited

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