Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Direct Car Credit, 135 Huddersfield Road, Dewsbury, Kirklees, WF13 2RP, United Kingdom
In the full report: 3 background checks
- When directcarcredit.co.uk first appeared online, and whether it can receive email
- What kind of line 01924 471333 is, and the other firm that gives it
- Who else gives the postcode WF13 2RP
Other names (9)
If you were contacted under any of these names, it is this firm.
- Direct car credit Trading name: A name it trades under now.
- Direct Van Credit Trading name: A name it trades under now.
- Yorkshire Car Credit Trading name: A name it trades under now.
- BIRSTALL MOTOR CO LIMITED Former name: A name it was registered under before.
- birstall motor co Former trading name: A name it used to trade under.
- birstall motor company Former trading name: A name it used to trade under.
- BMC Sports and Prestige Former trading name: A name it used to trade under.
- Yourcarcredit Former trading name: A name it used to trade under.
- ysp cars Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09166838 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 August 2014 (12 years old)
- Registered office
- 135 Huddersfield Road, Dewsbury, West Yorkshire, WF13 2RP, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Shane Lee Gardiner | Director | Jan 1989 | 7 Aug 2014 | 6 other companies |
| Heather Timlin | Director | Sep 1988 | 26 Jan 2023 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 2
- still active
- 4
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£169k
+399% from £33.8k
Cash at bank
£97
−99% from £15.7k
Employees (average)
22
+4.8% from 21
Owed within a year
£1.08m
−2.1% from £1.10m
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09166838. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Yorkshire Sports & Prestige’s history from the FCA register and Companies House, newest first.
2017
13 October 2017
- Changed its registered name from "BIRSTALL MOTOR CO LIMITED"
FCA register
2016
6 June 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
6 April 2016
- Shane Lee Gardiner took control (75–100% of shares)
Companies House
2014
7 August 2014
- Incorporated at Companies House
Companies House
In the full report: all 24 events
- All 24 events in its history (5 shown here)
- Every director appointment and resignation: 2
Firms connected to Yorkshire Sports & Prestige
Other FCA-listed firms that share a director, phone number or address with Yorkshire Sports & Prestige. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Yorkshire Sports & Prestige
Other firms of the same type (car dealer), nearest first.
In Dewsbury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Yorkshire Sports & Prestige
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 24 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk