Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 March 2026
Responsible principal firm
JULIAN HARRIS ADVISER NETWORK LIMITED Reference number: 304155 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Your Equity Release Centre Ltd. (FRN 845499) introduces customers to JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). Any regulated advice or arranging is done by the principal, not Your Equity Release Centre.
- Example: if Your Equity Release Centre refers you to a financial adviser, the advice should come from the principal firm, not from Your Equity Release Centre itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
4a, Sudley Terrace, High Street,, Bognor Regis, West Sussex, PO21 1EY, United Kingdom
In the full report: 2 background checks
- What kind of line 07788 416668 is
- Who else gives the postcode PO21 1EY
Other names (1)
If you were contacted under any of these names, it is this firm.
- Your Protection Centre Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Julian Harris Adviser Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11901913 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 March 2019 (7 years old)
- Registered office
- 93 Aldwick Road, Aldwick, Bognor Regis, West Sussex, PO21 2NW, England
- Nature of business
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- Life insurance (SIC 65110)
- Non-life insurance (SIC 65120)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Digory Fry James | Director | Jan 1976 | 23 Mar 2019 | 2 other companies |
| Christian Charles Shelton | Director | Oct 1973 | 23 Mar 2019 | 1 other company |
| Digory Fry James | Secretary | Not published | 23 Mar 2019 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
£8,647
+25% from £6,932
Employees (average)
2
Same as 2
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11901913. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Your Equity Release Centre’s history from the FCA register and Companies House, newest first.
2022
7 March 2022
- Changed its registered name from "Your Protection Centre Ltd"
FCA register
2019
8 July 2019
- Became an introducer appointed representative
FCA register
23 March 2019
- Incorporated at Companies House
- Christian Charles Shelton became a part-owner (25–50% of shares)
- Digory Fry James became a part-owner (25–50% of shares)
- Christian Charles Shelton appointed as a director
- Digory Fry James appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Your Equity Release Centre
Other FCA-listed firms that share a director, phone number or address with Your Equity Release Centre. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Your Equity Release Centre
Other firms of the same type (insurance broker), nearest first.
In Bognor Regis
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Your Equity Release Centre
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
- 1 connected firm, named, and who links them
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk