Your Financial Assurance Ltd

Reference number: 1011570

Instant download

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 19 June 2024.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1052118 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07921 210292

  • Last known address

    Regus, 2 Falcon Gate, Shire Park, Welwyn Garden City, Hertfordshire, AL7 1TW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07921 210292 is
  • Who else gives the postcode AL7 1TW
Instant PDF download

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07545492
Company status
Active
Company type
Private limited company
Incorporated
28 February 2011 (15 years old)
Registered office
19 The Avenue, Welwyn, AL6 0PW, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Laurence Penn Director Jun 1978 28 Feb 2011 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£184k

+21% from £153k

Employees (average)

2

Same as 2

Owed within a year

£75.6k

−35% from £116k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07545492. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Your Financial Assurance’s history from the FCA register and Companies House, newest first.

2024

19 June 2024

  • Stopped being an appointed representative

FCA register

2017

1 February 2017

  • Laurence Penn gained significant control

Companies House

2011

28 February 2011

  • Incorporated at Companies House
  • Laurence Penn appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Your Financial Assurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Your Financial Assurance Ltd FCA authorised?
No. Your Financial Assurance Ltd (FRN 1011570) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Your Financial Assurance a scam or clone?
Your Financial Assurance is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Your Financial Assurance?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Your Financial Assurance has no cover, because it is no longer permitted to carry it out.
Who owns Your Financial Assurance?
Companies House lists one person with significant control of Your Financial Assurance: Mr Laurence Penn (significant influence or control).
Who runs Your Financial Assurance?
Companies House lists one director of Your Financial Assurance: Laurence Penn.
How long has Your Financial Assurance been in business?
The company was formed on 28 February 2011.
What do Your Financial Assurance’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £184k (+21% from £153k).

Sources and links

The full report on Your Financial Assurance Ltd

£19.99 · Instant PDF download

Loading secure checkout…