Your Financial Compass Ltd

Reference number: 992626

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Your Financial Compass Ltd (FRN 992626) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Your Financial Compass's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Your Financial Compass, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When all-about-mortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07727 350042 is
  • Who else gives the postcode SS6 9GA
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • All About Mortgages Trading name
  • Ellis Shepherd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16096823
Company status
Active
Company type
Private limited company
Incorporated
22 November 2024 (1 year old)
Registered office
19 Aviation Way, Southend Airport, Southend-On-Sea, SS2 6UN, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Ellis Victor Shepherd Director Aug 1991 22 Nov 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

16 months to 31 March 2026Micro-entity accountsNot audited

Total equity

£28.4k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£13.8k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16096823. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Your Financial Compass’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

11 March 2025

  • Changed its registered name from "Ellis Shepherd"

FCA register

2024

22 November 2024

  • Incorporated at Companies House
  • Ellis Victor Shepherd took control (75–100% of shares)

Companies House

2023

1 March 2023

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like Your Financial Compass

Other firms of the same type (insurance broker), nearest first.

In Rayleigh

Kirbys Coaches (Rayleigh) LtdRayleighAppointed representativeOrbit Financial Services LtdRayleighAppointed representativeRight of Light Consulting LimitedRayleighAppointed representativeRedwood Insurance Brokers LimitedRayleighAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Your Financial Compass

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Your Financial Compass Ltd FCA authorised?
Your Financial Compass Ltd (FRN 992626) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Your Financial Compass?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Your Financial Compass Ltd (FRN 992626) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Your Financial Compass's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Your Financial Compass, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Your Financial Compass’ phone number and website?
The FCA register lists the phone number 07727 350042 and the website all-about-mortgages.co.uk for Your Financial Compass. If you were given different contact details, use these to check with the firm before going any further.
Is Your Financial Compass a scam or clone?
Your Financial Compass is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Your Financial Compass?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Your Financial Compass's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Your Financial Compass?
Companies House lists one person with significant control of Your Financial Compass: Mr Ellis Victor Shepherd (75–100% of shares).
Who runs Your Financial Compass?
Companies House lists one director of Your Financial Compass: Ellis Victor Shepherd.
How long has Your Financial Compass been in business?
The company was formed on 22 November 2024.
What do Your Financial Compass’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £28.4k (no earlier figure to compare).
Does Your Financial Compass use any other names?
It trades as All About Mortgages. It has previously used the name Ellis Shepherd.

Sources and links

The full report on Your Financial Compass Ltd

£19.99 · Instant PDF download

Loading secure checkout…