Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
19-21 Albion Place, Maidstone, Kent, ME14 5DY, United Kingdom
In the full report: 3 background checks
- When yourtime.co.uk first appeared online, and whether it can receive email
- What kind of line 01622 356988 is
- Who else gives the postcode ME14 5DY
Other names (2)
If you were contacted under any of these names, it is this firm.
- Your Time Equity Release Trading name: A name it trades under now.
- Your Time 2 Plan Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Advise on or arrange mortgages · Arrange equity release FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on a home reversion plan
- Advising on regulated mortgage contracts
- Arranging (bringing about) a home reversion plan
- Arranging (bringing about) regulated mortgage contracts
- Making arrangements with a view to a home reversion plan
- Making arrangements with a view to regulated mortgage contracts
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09831294 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 October 2015 (11 years old)
- Registered office
- Nexus House, 21 Albion Place, Maidstone, ME14 5DY, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Matthew Fraser Whiting | Director | Sep 1971 | 19 Oct 2015 | 5 other companies |
| Matthew Whiting | Secretary | Not published | 19 Oct 2015 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 5
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£30.6k
No earlier figure to compare
Employees (average)
4
Same as 4
Owed within a year
£37.5k
−33% from £56.0k
Net assets are negative: on its last balance sheet the company owed £30.6k more than it owned.
Total equity
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09831294. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Your Time’s history from the FCA register and Companies House, newest first.
2018
5 September 2018
- Changed its registered name from "Your Time 2 Plan Ltd"
FCA register
1 August 2018
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2017
23 June 2017
- John Charles Whiting stopped being a part-owner
Companies House
22 June 2017
- John Charles Whiting became a part-owner (25–50% of shares)
Companies House
2016
1 October 2016
- Matthew Fraser Whiting became a part-owner (25–50% of shares)
Companies House
2015
19 October 2015
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms connected to Your Time
Other FCA-listed firms that share a director, phone number or address with Your Time. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Your Time
Other firms of the same type (mortgage adviser or broker), nearest first.
In Maidstone
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Your Time
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 14 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk