Yourgen Mortgages Ltd

Reference number: 1061960

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ELITE INDEPENDENT MORTGAGES LIMITED Reference number: 301502 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • YOURGEN MORTGAGES LTD (FRN 1061960) is an AR of ELITE INDEPENDENT MORTGAGES LIMITED (FRN 301502). When you use YOURGEN MORTGAGES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from YOURGEN MORTGAGES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07961 045266

  • Address

    24 Duffryn Fawr, Pentrebach, Merthyr Tydfil, Merthyr Tydfil, CF48 4DN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07961 045266 is
  • Who else gives the postcode CF48 4DN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Elite Independent Mortgages Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16900800
Company status
Active
Company type
Private limited company
Incorporated
9 December 2025 (less than a year old)
Registered office
24 Duffryn Fawr, Pentrebach, Merthyr Tydfil, CF48 4DN, Wales
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Eve Wilkins Director Mar 1976 9 Dec 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Yourgen Mortgages’s history from the FCA register and Companies House, newest first.

2026

14 September 2026

  • Became an appointed representative

FCA register

2025

9 December 2025

  • Incorporated at Companies House
  • Eve Wilkins took control (75–100% of shares)
  • Eve Wilkins appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Yourgen Mortgages

Other firms of the same type (insurance broker), nearest first.

In Merthyr Tydfil

Insurance Services Wales LtdMerthyr TydfilAppointed representativePhillip Cope Financial Services LimitedMerthyr TydfilAppointed representative4sure Wales LLPMerthyr TydfilAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Yourgen Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Yourgen Mortgages Ltd FCA authorised?
Yourgen Mortgages Ltd (FRN 1061960) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Yourgen Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Yourgen Mortgages Ltd (FRN 1061960) is an AR of ELITE INDEPENDENT MORTGAGES LIMITED (FRN 301502). When you use Yourgen Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Yourgen Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Yourgen Mortgages’ phone number?
The FCA register lists the phone number 07961 045266 for Yourgen Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Yourgen Mortgages a scam or clone?
Yourgen Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Yourgen Mortgages?
Protection works through Elite Independent Mortgages Limited, the principal firm responsible for Yourgen Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Yourgen Mortgages?
Companies House lists one person with significant control of Yourgen Mortgages: Mrs Eve Wilkins (75–100% of shares).
Who runs Yourgen Mortgages?
Companies House lists one director of Yourgen Mortgages: Eve Wilkins.
How long has Yourgen Mortgages been in business?
The company was formed on 9 December 2025.

Sources and links

The full report on Yourgen Mortgages Ltd

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