Zenith Bank (UK) Limited

Reference number: 451720

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When zenith-bank.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7105 3950 is
  • Whether EC3V 3ND is a shared office: 23 other firms give it
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FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL lender
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Making arrangements with a view to transactions in investments
  • Managing investments
  • Safeguarding and administration of assets (without arranging)

Limits on what they may do

  • Voluntary Application for Imposition of Requirements
    Requirements: 1) The Firm must not onboard new customers in respect of any business of the Firm, except with the prior written consent of the FCA or under the conditions set out in 2. 2) The conditions under which the Firm may onboard new customers are: i) for each new customer, the Firm must demonstrate that it has undertaken a full and effective financial crime risk assessment in line with its policies and procedures, and that all necessary due diligence has been appropriately completed, documented and is considered within the Firm's risk appetite and regulatory obligations; ii) Each new customer onboarding has been reviewed by a suitably qualified external consultant to assess that the underlying due diligence is adequate and in line with applicable regulations, have due regard to relevant industry guidance, and policies and procedures of the Firm; and iii) after the Firm has addressed any deficiencies identified by the consultant with the onboarding of the new client and the consultant has verified that the deficiencies have been addressed. 3) The Firm must provide regular updates to the FCA on the progress of its remediation and make available upon request evidence of the financial crime risk assessments undertaken for each new customer onboarded during the period in which this requirement is effective. Each update submitted to the FCA must be reviewed and approved by an appropriate Senior Management Function holder.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05713749
Company status
Active
Company type
Private limited company
Incorporated
17 February 2006 (20 years old)
Registered office
39 Cornhill, London, EC3V 3ND
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Omoikhudu Ovbiagele Director Aug 1977 9 Oct 2020 None
Adedokun Olugbenga Omidiora Director Oct 1959 1 Feb 2022 1 other company
Andrew Paul Gregson Director Jun 1963 8 Nov 2023 3 other companies
Alexander John Shapland Director May 1960 29 Dec 2023 None
Isla-Marie Macleod Director Aug 1981 30 Jan 2024 None
Adaora Remy Umeoji (Dame) Director Feb 1974 26 Feb 2025 None
Anthony Akindele Ogunranti Director Feb 1966 27 Feb 2025 None
Adeyemi Oluwaseun Paul-Taiwo Director Jul 1976 1 Apr 2026 None
Chidi Ogbata Director Mar 1972 7 May 2026 1 other company
Joseph Michael Crowley Secretary Not published 11 Oct 2019 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
5
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 29 people who have ever been directors, with their dates
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Key dates in its history

Zenith Bank (UK)’s history from the FCA register and Companies House, newest first.

Key events (7) All events (59)

2025

31 October 2025

  • FCA imposed a requirement (Voluntary Application for Imposition of Requirements)

FCA register

2016

6 April 2016

  • Zenith Bank PLC took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2007

8 June 2007

  • Regulated by the Financial Services Authority from this date

FCA register

30 March 2007

  • Became authorised by the FCA

FCA register

2006

17 February 2006

  • Incorporated at Companies House

Companies House

In the full report: all 59 events

  • All 59 events in its history (7 shown here)
  • Every director appointment and resignation: 50
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Firms connected to Zenith Bank (UK)

Other FCA-listed firms that share a director, phone number or address with Zenith Bank (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Zenith Bank (UK)

Other firms of the same type (bank or building society), nearest first.

In London

Wells Fargo Bank, National AssociationLondonAuthorisedCredit Suisse (UK) LimitedLondonAuthorisedUBS AGLondonAuthorisedDB UK Bank LimitedLondonAuthorisedDeutsche Bank AGLondonAuthorisedJ.P. Morgan Securities PLCLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zenith Bank (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 59 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Zenith Bank (UK) Limited FCA authorised?
Yes, Zenith Bank (UK) Limited (FRN 451720) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2007 and works as a bank or building society. The FCA has placed a limit on what it may do.
What is Zenith Bank (UK)’s phone number and website?
The FCA register lists the phone number 020 7105 3950 and the website zenith-bank.co.uk for Zenith Bank (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Zenith Bank (UK) a scam or clone?
Zenith Bank (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Zenith Bank (UK)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Zenith Bank (UK) to the Financial Ombudsman Service, free of charge.
Who owns Zenith Bank (UK)?
Zenith Bank (UK) is owned by Zenith Bank PLC, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board and held through a firm, since 6 April 2016.
Who runs Zenith Bank (UK)?
Companies House lists 9 directors of Zenith Bank (UK): Paul Omoikhudu Ovbiagele, Adedokun Olugbenga Omidiora, Andrew Paul Gregson, Alexander John Shapland, Isla-Marie Macleod, Adaora Remy Umeoji (Dame) and 3 more.
How long has Zenith Bank (UK) been in business?
The company was formed on 17 February 2006, and has held its current FCA authorisation since March 2007.

Sources and links

The full report on Zenith Bank (UK) Limited

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