Zh Finance Ltd.

Reference number: 767733

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When zhfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01902 471714 is, and the other firm that gives it
  • Who else gives the postcode WV3 0NF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Re-Fi Trading name
  • Zenith Performance Trading name
  • ZH Performance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10487530
Company status
Active
Company type
Private limited company
Incorporated
18 November 2016 (9 years old)
Registered office
61 Worcester Street, Wolverhampton, West Midlands, WV2 4LQ, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Balraj Singh Dehal Director Apr 1994 18 Nov 2016 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2024Micro-entity accountsNot audited

Total equity

£148k

+6.6% from £139k

Employees (average)

0

Same as 0

Owed within a year

£16.3k

−30% from £23.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10487530. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Zh Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2023

29 October 2023

  • Balraj Singh Dehal took control (75–100% of shares)

Companies House

2017

31 January 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

18 November 2016

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Zh Finance

Other FCA-listed firms that share a director, phone number or address with Zh Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Zh Finance

Other firms of the same type (car dealer), nearest first.

In Wolverhampton

A S D Motorhouse LimitedWolverhamptonAuthorisedAllbikes and Allspares LimitedWolverhamptonAuthorisedBlakedown Car Company LtdWolverhamptonAuthorisedCosford Caravans & Motorhomes LimitedWolverhamptonAuthorisedIn-Line Performance LtdWolverhamptonAuthorisedMazcare LimitedWolverhamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zh Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Zh Finance Ltd. FCA authorised?
Yes, Zh Finance Ltd. (FRN 767733) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2017 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Zh Finance’s phone number and website?
The FCA register lists the phone number 01902 471714 and the website zhfinance.co.uk for Zh Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Zh Finance a scam or clone?
Zh Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Zh Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Zh Finance handles your money, so check the specific product before you commit. You can also refer complaints about Zh Finance to the Financial Ombudsman Service, free of charge.
Who owns Zh Finance?
Companies House lists one person with significant control of Zh Finance: Mr Balraj Singh Dehal (75–100% of shares).
Who runs Zh Finance?
Companies House lists one director of Zh Finance: Balraj Singh Dehal.
How long has Zh Finance been in business?
The company was formed on 18 November 2016, and has held its current FCA authorisation since January 2017.
What do Zh Finance’s latest accounts show?
Its latest accounts, to 30 November 2024, show total equity of £148k (+6.6% from £139k).
Does Zh Finance use any other names?
It trades as Re-Fi, Zenith Performance and ZH Performance.

Sources and links

The full report on Zh Finance Ltd.

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