Zilch Compare Limited

Reference number: 1042897

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SEOPA LTD Reference number: 313860 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Zilch Compare Limited (FRN 1042897) introduces customers to SEOPA LTD (FRN 313860). Any regulated advice or arranging is done by the principal, not Zilch Compare.
  • Example: if Zilch Compare refers you to a financial adviser, the advice should come from the principal firm, not from Zilch Compare itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When zilch.com first appeared online, and whether it can receive email
  • What kind of line 020 3405 9775 is
  • Who else gives the postcode SW1W 0SH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Zilch Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Seopa Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15647705
Company status
Active
Company type
Private limited company
Incorporated
15 April 2024 (2 years old)
Registered office
111 Buckingham Palace Road, London, SW1W 0SR, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Hugh Stephen Courtney Director Jan 1983 15 Apr 2024 1 other company
Desmond George Mcnamara Director May 1969 15 Apr 2024 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Key dates in its history

Zilch Compare’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2024

29 May 2024

  • Zilch Holdings Limited took control (75–100% of shares)
  • Zilch Technology Limited gave up control

Companies House

23 April 2024

  • Became an introducer appointed representative

FCA register

15 April 2024

  • Incorporated at Companies House
  • Zilch Technology Limited took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Zilch Compare

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Zilch Compare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Zilch Compare Limited FCA authorised?
Zilch Compare Limited (FRN 1042897) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Zilch Compare?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Zilch Compare Limited (FRN 1042897) introduces customers to SEOPA LTD (FRN 313860). Any regulated advice or arranging is done by the principal, not Zilch Compare. Example: if Zilch Compare refers you to a financial adviser, the advice should come from the principal firm, not from Zilch Compare itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Zilch Compare’s phone number and website?
The FCA register lists the phone number 020 3405 9775 and the website zilch.com/uk for Zilch Compare. If you were given different contact details, use these to check with the firm before going any further.
Is Zilch Compare a scam or clone?
Zilch Compare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Zilch Compare?
Protection works through Seopa Ltd, the principal firm responsible for Zilch Compare's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Zilch Compare?
Zilch Compare is owned by Zilch Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 May 2024. Before that, it was controlled by Zilch Technology Limited.
Who runs Zilch Compare?
Companies House lists 2 directors of Zilch Compare: Hugh Stephen Courtney and Desmond George McNamara.
How long has Zilch Compare been in business?
The company was formed on 15 April 2024.
Does Zilch Compare use any other names?
It trades as Zilch.

Sources and links

The full report on Zilch Compare Limited

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