On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
- Registered for 8 years
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 January 2026
- 1 thing worth a closer look in the background checks
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
20-22, Wenlock Road, London, N1 7GU, United Kingdom
In the full report: 1 background check, 1 thing worth a closer look
- Whether N1 7GU is a shared office: 86 other firms give it
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10894612 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 August 2017 (9 years old)
- Registered office
- 20-22 Wenlock Road, London, N1 7GU, England
- Nature of business
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- Activities of financial services holding companies (SIC 64205)
- Activities of other holding companies not elsewhere classified (SIC 64209)
- Other credit granting not elsewhere classified (SIC 64929)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Agostino Raffaele Luongo | Director | Jul 1965 | 19 May 2020 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£1.01m
−8.5% from £1.11m
Profit before tax
£1.01m
+36% from £745k
Net assets
£19.9m
+5.4% from £18.9m
Cash at bank
£1.09m
+39% from £789k
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2019 to 2026
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 10894612. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
ZKL Invest’s history from the FCA register and Companies House, newest first.
2021
23 January 2021
- Agostino Raffaele Luongo gave up control
- Fpyic Group Corp. took control (75–100% of shares)
Companies House
2020
19 May 2020
- Agostino Raffaele Luongo took control (75–100% of shares)
- Andrea Battaglia Monterisi gave up control
Companies House
9 April 2020
- Board replaced: its only director left and 2 new directors took over
- Andrea Battaglia Monterisi took control (75–100% of shares)
- Leonardo Passeri gave up control
Companies House
2017
13 December 2017
- Registered with the FCA
FCA register
2 August 2017
- Incorporated at Companies House
- Leonardo Passeri took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (10 shown here)
- Every director appointment and resignation: 4
Firms connected to ZKL Invest
Other FCA-listed firms that share a director, phone number or address with ZKL Invest. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Get the full report on ZKL Invest
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 1 background check on its contact details, 1 flagged
- 7 years of accounts, charted
- All 14 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do ZKL Invest’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk