ZP Secured Direct Lending PLC

Reference number: 913381

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3984 6397

  • Address

    1 George Yard, London, EC3V 9DF, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 3984 6397 is
  • Whether EC3V 9DF is a shared office: 22 other firms give it
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12061165
Company status
Active
Company type
Public limited company
Incorporated
20 June 2019 (7 years old)
Registered office
International House, 36-38 Cornhill, London, EC3V 3NG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Beach Director Sep 1971 24 Sep 2021 20 other companies
COLFAX ND ONE LIMITED Corporate director Not published 24 Sep 2021 2 other companies
COLFAX CORPORATE SERVICES LIMITED Corporate secretary Not published 24 Sep 2021 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
3
run together
1

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsAudited

Turnover

£366k

No earlier figure to compare

Profit before tax

£0

No earlier figure to compare

Net assets

£12.5k

No earlier figure to compare

Cash at bank

£77.4k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12061165. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ZP Secured Direct Lending’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2021

23 September 2021

  • Board replaced: all 3 directors left and 2 new directors took over

Companies House

2019

26 September 2019

  • Registered with the FCA

FCA register

20 June 2019

  • Incorporated at Companies House
  • Zp Secured Direct Lending Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Get the full report on ZP Secured Direct Lending

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 7 events in its history

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Frequently asked questions about this firm

Is ZP Secured Direct Lending PLC FCA authorised?
ZP Secured Direct Lending PLC (FRN 913381) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is ZP Secured Direct Lending’s phone number?
The FCA register lists the phone number 020 3984 6397 for ZP Secured Direct Lending. If you were given different contact details, use these to check with the firm before going any further.
Is ZP Secured Direct Lending a scam or clone?
ZP Secured Direct Lending is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with ZP Secured Direct Lending?
Money you hand to ZP Secured Direct Lending is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns ZP Secured Direct Lending?
ZP Secured Direct Lending is owned by Zp Secured Direct Lending Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 June 2019.
Who runs ZP Secured Direct Lending?
Companies House lists 2 directors of ZP Secured Direct Lending: Daniel Beach and Colfax Nd One Limited.
How long has ZP Secured Direct Lending been in business?
The company was formed on 20 June 2019.
What do ZP Secured Direct Lending’s latest accounts show?
Its latest accounts, to 31 October 2025, show turnover of £366k (no earlier figure to compare) and profit before tax of £0 (no earlier figure to compare).

Sources and links

The full report on ZP Secured Direct Lending PLC

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