Zuto Limited
Reference number: 452589
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Zuto Car Loans 4 U, Winterton House, Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire East, SK11 0LP, United Kingdom
In the full report: 3 background checks
- When zuto.com first appeared online, and whether it can receive email
- What kind of line 01625 619944 is
- Who else gives the postcode SK11 0LP
Other names (5)
If you were contacted under any of these names, it is this firm.
- Zuto Car Finance Trading name: A name it trades under now.
- Zuto Cars Trading name: A name it trades under now.
- Zuto.com Trading name: A name it trades under now.
- Car Loan 4U Ltd Former name: A name it was registered under before.
- Bike Loan 4U Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Arranging (bringing about) deals in investments
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05722976 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 February 2006 (20 years old)
- Registered office
- Winterton House, Winterton Way, Macclesfield, Cheshire, SK11 0LP
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Stephen Wilkinson | Director | Jun 1981 | 27 Feb 2006 | 3 other companies |
| Christopher Paul Slater | Director | Mar 1978 | 1 Aug 2019 | 7 other companies |
| Aimee Ann Gethin | Director | Apr 1985 | 18 Nov 2025 | 2 other companies |
| David Anthony Parsons | Director | Apr 1984 | 18 Nov 2025 | 5 other companies |
| Emma Frances Ferguson | Secretary | Not published | 28 Aug 2026 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 5 companies these 4 directors run together
- All 10 people who have ever been directors, with their dates
Key dates in its history
Zuto’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Zuto Holdings Limited took control (75–100% of shares)
Companies House
2015
27 May 2015
- Changed its registered name from "Car Loan 4U Ltd"
FCA register
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2006
7 July 2006
- Became authorised by the FCA
FCA register
6 July 2006
- Regulated by the Financial Services Authority from this date
FCA register
27 February 2006
- Incorporated at Companies House
Companies House
In the full report: all 30 events
- All 30 events in its history (6 shown here)
- Every director appointment and resignation: 16
Firms connected to Zuto
Other FCA-listed firms that share a director, phone number or address with Zuto. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Zuto
Other firms of the same type (insurance broker), nearest first.
In Macclesfield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Zuto
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 3 background checks on its contact details
- All 30 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Zuto Limited FCA authorised?
What is Zuto’s phone number and website?
Is Zuto a scam or clone?
Is my money safe with Zuto?
Who owns Zuto?
Who runs Zuto?
How long has Zuto been in business?
Does Zuto use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk