12 Finance Limited

Reference number: 726409

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01276 858515

  • Address

    Hamilton Court, Carthouse Lane, Woking, Surrey, GU21 4XS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01276 858515 is
  • Who else gives the postcode GU21 4XS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Dove Finance & Leasing Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 November 2012 (13 years old)
Registered office
Hamilton Court, Carthouse Lane, Woking, GU21 4XS, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Graeme Lewis Purdy Director Jun 1983 20 Jun 2025 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£22.1k

+65% from £13.4k

Cash at bank

£442

−79% from £2,064

Employees (average)

0

−100% from 1

Owed within a year

£13.5k

−24% from £17.7k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08293469. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

12 Finance’s history from the FCA register and Companies House, newest first.

2025

21 November 2025

  • Changed its registered name from "Dove Finance & Leasing Limited"

FCA register

15 July 2025

  • Graeme Lewis Purdy took control (75–100% of shares)
  • Nicholas John Purdy gave up control

Companies House

2017

14 February 2017

  • Adrian Nicholas James Thomas stopped being a part-owner

Companies House

2016

21 November 2016

  • Nicholas John Purdy took control (75–100% of shares)

Companies House

1 July 2016

  • Adrian Nicholas James Thomas became a part-owner (25–50% of shares)

Companies House

19 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

14 November 2012

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms connected to 12 Finance

Other FCA-listed firms that share a director, phone number or address with 12 Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like 12 Finance

Other firms of the same type (lender), nearest first.

In Woking

In the Guildford (GU) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 12 Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 12 Finance Limited FCA authorised?
Yes, 12 Finance Limited (FRN 726409) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is 12 Finance’s phone number?
The FCA register lists the phone number 01276 858515 for 12 Finance. If you were given different contact details, use these to check with the firm before going any further.
Is 12 Finance a scam or clone?
12 Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 12 Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how 12 Finance handles your money, so check the specific product before you commit. You can also refer complaints about 12 Finance to the Financial Ombudsman Service, free of charge.
Who owns 12 Finance?
Companies House lists one person with significant control of 12 Finance: Mr Graeme Lewis Purdy (75–100% of shares). Before that, it was controlled by Mr Nicholas John Purdy and Mr Adrian Nicholas James Thomas.
Who runs 12 Finance?
Companies House lists one director of 12 Finance: Graeme Lewis Purdy.
How long has 12 Finance been in business?
The company was formed on 14 November 2012, and has held its current FCA authorisation since May 2016.
What do 12 Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £22.1k (+65% from £13.4k) and cash at bank of £442 (−79% from £2,064).
Does 12 Finance use any other names?
It has previously used the name Dove Finance & Leasing Limited.

Sources and links

The full report on 12 Finance Limited

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