1St Choice Cars and Vans Limited

Reference number: 811887

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When essex4x4centre.com first appeared online, and whether it can receive email
  • What kind of line 01702 232303 is
  • Who else gives the postcode SS5 5LR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Essex 4X4 Centre Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07176234
Company status
Active
Company type
Private limited company
Incorporated
3 March 2010 (16 years old)
Registered office
131-133 Roman Road, Mountnessing, Brentwood, Essex, CM15 0UD, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Ronald Elliott Director Jun 1960 16 Nov 2016 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£9,911

−61% from £25.2k

Cash at bank

£21.5k

Up £21.5k from £0

Employees (average)

3

Same as 3

Owed within a year

£577k

+32% from £438k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07176234. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

1St Choice Cars and Vans’s history from the FCA register and Companies House, newest first.

Key events (6) All events (16)

2018

4 July 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

23 September 2016

  • Board replaced: its only director left and 2 new directors took over

Companies House

30 June 2016

  • Dane Anthony Elliott became a part-owner (25–50% of shares)
  • Tracy Elliott became a part-owner (25–50% of shares)

Companies House

2010

3 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (6 shown here)
  • Every director appointment and resignation: 7
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Firms like 1St Choice Cars and Vans

Other firms of the same type (lender), nearest first.

In hockley

Mitchell S A LimitedHockleyAuthorised

In the Southend-on-Sea (SS) postcode area

Hardy Finance LimitedEssexAuthorised4Wealth LimitedLeigh-on-SeaAuthorisedAdam & Sons LimitedSouthend-on-SeaAuthorisedClosecourtt LimitedBasildonAuthorisedCNH Industrial Capital Europe LimitedBasildonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 1St Choice Cars and Vans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is 1St Choice Cars and Vans Limited FCA authorised?
Yes, 1St Choice Cars and Vans Limited (FRN 811887) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2018 and works as a lender. The FCA has placed no limits on its permissions.
What is 1St Choice Cars and Vans’ phone number and website?
The FCA register lists the phone number 01702 232303 and the website essex4x4centre.com for 1St Choice Cars and Vans. If you were given different contact details, use these to check with the firm before going any further.
Is 1St Choice Cars and Vans a scam or clone?
1St Choice Cars and Vans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 1St Choice Cars and Vans?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how 1St Choice Cars and Vans handles your money, so check the specific product before you commit. You can also refer complaints about 1St Choice Cars and Vans to the Financial Ombudsman Service, free of charge.
Who owns 1St Choice Cars and Vans?
Companies House lists 2 people with significant control of 1St Choice Cars and Vans: Mrs Tracy Elliott (25–50% of shares) and Mr Dane Anthony Elliott (25–50% of shares).
Who runs 1St Choice Cars and Vans?
Companies House lists one director of 1St Choice Cars and Vans: Anthony Ronald Elliott.
How long has 1St Choice Cars and Vans been in business?
The company was formed on 3 March 2010, and has held its current FCA authorisation since July 2018.
What do 1St Choice Cars and Vans’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £9,911 (−61% from £25.2k) and cash at bank of £21.5k (up £21.5k from £0).
Does 1St Choice Cars and Vans use any other names?
It trades as Essex 4X4 Centre.

Sources and links

The full report on 1St Choice Cars and Vans Limited

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