Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 March 2026
Responsible principal firm
Vision Independent Financial Planning Ltd Reference number: 487395 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- 20 Twenty Wealth Management Limited (FRN 767582) is an AR of Vision Independent Financial Planning Ltd (FRN 487395). When you use 20 Twenty Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from 20 Twenty Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
10 Ottways Lane, Ashtead, Surrey, KT21 2NZ, United Kingdom
In the full report: 2 background checks
- What kind of line 07803 726823 is
- Who else gives the postcode KT21 2NZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Vision Independent Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10455141 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 November 2016 (9 years old)
- Registered office
- 10 Ottways Lane, Ashtead, Surrey, KT21 2NZ, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kevin Spencer Morrison | Director | May 1978 | 1 Nov 2016 | None |
| Sheryl Emma Morrison | Director | May 1973 | 1 Nov 2016 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£97.7k
+94% from £50.3k
Cash at bank
£210k
+9.7% from £191k
Employees (average)
2
Same as 2
Owed within a year
£134k
−24% from £176k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10455141. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
20 Twenty Wealth Management’s history from the FCA register and Companies House, newest first.
2016
16 December 2016
- Became an appointed representative
FCA register
1 November 2016
- Incorporated at Companies House
- Kevin Spencer Morrison became a part-owner (25–50% of shares)
- Sheryl Emma Morrison became a part-owner (25–50% of shares)
- Kevin Spencer Morrison appointed as a director
- Sheryl Emma Morrison appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to 20 Twenty Wealth Management
Other FCA-listed firms that share a director, phone number or address with 20 Twenty Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like 20 Twenty Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Ashtead
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on 20 Twenty Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is 20 Twenty Wealth Management Limited FCA authorised?
What does appointed representative mean for 20 Twenty Wealth Management?
What is 20 Twenty Wealth Management’s phone number?
Is 20 Twenty Wealth Management a scam or clone?
Is my money safe with 20 Twenty Wealth Management?
Who owns 20 Twenty Wealth Management?
Who runs 20 Twenty Wealth Management?
How long has 20 Twenty Wealth Management been in business?
What do 20 Twenty Wealth Management’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk