Vision Independent Financial Planning Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 18 years
Your funds are protected by FSCS
No FCA actions
Active company since 2008

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

visionifp.co.uk (opens in a new tab)
Phone number

01326 210904
Address

Vision House, Unit 6a, Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ, United Kingdom

In the full report: 3 background checks

When visionifp.co.uk first appeared online, and whether it can receive email
What kind of line 01326 210904 is, and the other firm that gives it
Who else gives the postcode TR11 4SZ

Other names (1)

If you were contacted under any of these names, it is this firm.

Vision Independent Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06650476 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 July 2008 (18 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Simon Paul Aplin	Director	Dec 1981	7 Aug 2023	1 other company
Phil Towner	Director	Mar 1962	13 Mar 2026	1 other company
Ali Johnson	Secretary	Not published	1 May 2016	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together
All 12 people who have ever been directors, with their dates

Key dates in its history

Vision Independent Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (32)

2016

6 April 2016

Rathbones Group PLC took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2008

1 October 2008

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

18 July 2008

Incorporated at Companies House

Companies House

In the full report: all 32 events

All 32 events in its history (5 shown here)
Every director appointment and resignation: 22

Firms connected to Vision Independent Financial Planning

Other FCA-listed firms that share a director, phone number or address with Vision Independent Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its phone number: 1
share its postcode: 1

In the full report: all 2 connected firms, named

How each is linked: the same phone number (1), the same postcode (1)
Who links each one: the named directors, with dates

Firms like Vision Independent Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Falmouth

Professional Financial Centre (Cornwall) LimitedFalmouthAuthorised Taylor Money LimitedFalmouthAuthorised Bickland Financial Planning LtdFalmouthAppointed representative Churcher Wealth Management LtdFalmouthAppointed representative Dean Stevens Wealth ManagementFalmouthAppointed representative Md Independent Financial Planning LimitedFalmouthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vision Independent Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 32 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Vision Independent Financial Planning Ltd FCA authorised?

Yes, Vision Independent Financial Planning Ltd (FRN 487395) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2008 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Vision Independent Financial Planning’s phone number and website?

The FCA register lists the phone number 01326 210904 and the website visionifp.co.uk for Vision Independent Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Vision Independent Financial Planning a scam or clone?

Vision Independent Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Vision Independent Financial Planning?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Vision Independent Financial Planning to the Financial Ombudsman Service, free of charge.

Who owns Vision Independent Financial Planning?

Vision Independent Financial Planning is owned by Rathbones Group PLC, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board, significant influence or control and held through a firm, since 6 April 2016.

Who runs Vision Independent Financial Planning?

Companies House lists 2 directors of Vision Independent Financial Planning: Simon Paul Aplin and Phil Towner.

How long has Vision Independent Financial Planning been in business?

The company was formed on 18 July 2008, and has held its current FCA authorisation since October 2008.

Does Vision Independent Financial Planning use any other names?

It has previously used the name Vision Independent Mortgages.