Churcher Wealth Management Ltd

Reference number: 917408

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

M&G ADVICE PARTNERS LIMITED Reference number: 584256 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Churcher Wealth Management Ltd (FRN 917408) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Churcher Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Churcher Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mandgwealth.com first appeared online, and whether it can receive email
  • What kind of line 07342 054621 is
  • Who else gives the postcode TR11 5GW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Churcher Wealth Management Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through M&g Advice Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12164223
Company status
Active
Company type
Private limited company
Incorporated
19 August 2019 (7 years old)
Registered office
16 Lowenna Fields, Mawnan Smith, Falmouth, TR11 5GW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Joanne Lindsey Churcher Director Mar 1973 19 Aug 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£1,682

−95% from £34.0k

Cash at bank

£18.5k

−76% from £77.4k

Employees (average)

2

Same as 2

Owed within a year

£20.0k

−57% from £46.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12164223. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Churcher Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2025

9 December 2025

  • Paul Churcher stopped being a part-owner

Companies House

2023

18 May 2023

  • Paul Churcher became a part-owner (25–50% of shares)

Companies House

2021

30 June 2021

  • Changed its registered name from "Churcher Wealth Management"

FCA register

2019

26 November 2019

  • Became an appointed representative

FCA register

19 August 2019

  • Incorporated at Companies House
  • Joanne Lindsey Churcher became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Churcher Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Falmouth

Bickland Financial Planning LtdFalmouthAppointed representativeDean Stevens Wealth ManagementFalmouthAppointed representativeMd Independent Financial Planning LimitedFalmouthAppointed representativeW T Independent Financial Planning LimitedFalmouthAppointed representativeProfessional Financial Centre (Cornwall) LimitedFalmouthAuthorisedTaylor Money LimitedFalmouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Churcher Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Churcher Wealth Management Ltd FCA authorised?
Churcher Wealth Management Ltd (FRN 917408) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Churcher Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Churcher Wealth Management Ltd (FRN 917408) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Churcher Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Churcher Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Churcher Wealth Management’s phone number and website?
The FCA register lists the phone number 07342 054621 and the website mandgwealth.com/churcherwealthmanagement for Churcher Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Churcher Wealth Management a scam or clone?
Churcher Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Churcher Wealth Management?
Protection works through M&g Advice Partners Limited, the principal firm responsible for Churcher Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Churcher Wealth Management?
Companies House lists one person with significant control of Churcher Wealth Management: Mrs Joanne Lindsey Churcher (25–50% of shares). Before that, it was controlled by Mr Paul Churcher.
Who runs Churcher Wealth Management?
Companies House lists one director of Churcher Wealth Management: Joanne Lindsey Churcher.
How long has Churcher Wealth Management been in business?
The company was formed on 19 August 2019.
What do Churcher Wealth Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1,682 (−95% from £34.0k) and cash at bank of £18.5k (−76% from £77.4k).
Does Churcher Wealth Management use any other names?
It has previously used the name Churcher Wealth Management.

Sources and links

The full report on Churcher Wealth Management Ltd

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