Professional Financial Centre (Cornwall) Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 22 years
Your funds are protected by FSCS
No FCA actions
Active company since 2003
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

pfccornwall.com (opens in a new tab)
Phone number

01326 319081
Address

P F C C Ltd, 9 Killigrew Street, Falmouth, Cornwall, TR11 3PG, United Kingdom

In the full report: 3 background checks

When pfccornwall.com first appeared online, and whether it can receive email
What kind of line 01326 319081 is
Who else gives the postcode TR11 3PG

Other names (1)

If you were contacted under any of these names, it is this firm.

Hine Downing Financial Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04868939 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 August 2003 (23 years old)
Registered office: 9 Killigrew Street, Falmouth, Cornwall, TR11 3PG
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Anthony Robert Deacon	Director	Mar 1960	18 Aug 2003	5 other companies
Trystan John Trezise	Director	Oct 1973	30 Apr 2009	1 other company
Steven Bonney	Director	Nov 1975	8 Feb 2013	None
William Raile Richards	Secretary	Not published	21 Feb 2018	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 3 directors run together
All 11 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£261k

−1.4% from £264k

Cash at bank

£250k

−8.8% from £274k

Employees (average)

13

+18% from 11

Owed within a year

£28.5k

−28% from £39.8k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04868939. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Professional Financial Centre (Cornwall)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (26)

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2004

13 February 2004

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2003

18 August 2003

Incorporated at Companies House

Companies House

In the full report: all 26 events

All 26 events in its history (4 shown here)
Every director appointment and resignation: 17

Firms connected to Professional Financial Centre (Cornwall)

Other FCA-listed firms that share a director, phone number or address with Professional Financial Centre (Cornwall). A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Professional Financial Centre (Cornwall)

Other firms of the same type (financial adviser), nearest first.

In Falmouth

Taylor Money LimitedFalmouthAuthorised Vision Independent Financial Planning LtdFalmouthAuthorised Bickland Financial Planning LtdFalmouthAppointed representative Churcher Wealth Management LtdFalmouthAppointed representative Dean Stevens Wealth ManagementFalmouthAppointed representative Md Independent Financial Planning LimitedFalmouthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Professional Financial Centre (Cornwall)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 26 events in its history

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Frequently asked questions about this firm

Is Professional Financial Centre (Cornwall) Limited FCA authorised?

Yes, Professional Financial Centre (Cornwall) Limited (FRN 229752) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Professional Financial Centre (Cornwall)’s phone number and website?

The FCA register lists the phone number 01326 319081 and the website pfccornwall.com for Professional Financial Centre (Cornwall). If you were given different contact details, use these to check with the firm before going any further.

Is Professional Financial Centre (Cornwall) a scam or clone?

Professional Financial Centre (Cornwall) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Professional Financial Centre (Cornwall)?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Professional Financial Centre (Cornwall) to the Financial Ombudsman Service, free of charge.

Who runs Professional Financial Centre (Cornwall)?

Companies House lists 3 directors of Professional Financial Centre (Cornwall): Anthony Robert Deacon, Trystan John Trezise and Steven Bonney.

How long has Professional Financial Centre (Cornwall) been in business?

The company was formed on 18 August 2003, and has held its current FCA authorisation since February 2004.

What do Professional Financial Centre (Cornwall)’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £261k (−1.4% from £264k) and cash at bank of £250k (−8.8% from £274k).

Does Professional Financial Centre (Cornwall) use any other names?

It has previously used the name Hine Downing Financial Services.