3S Money Club Limited

Reference number: 900918

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Website

    3s.money

  • No phone number on the FCA register

  • Address

    45 Folgate Street, Floors 2 and 5, London, E1 6GL, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • When 3s.money first appeared online, and whether it can receive email
  • Who else gives the postcode E1 6GL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • 3s.money Trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • +44 900 203 807 9645
Fake email addresses (3)
  • bernard.clavin@3smoney.org
  • franck.darbellay@3smoney.pro
  • service.client@3smoney.pro
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08574246
Company status
Active
Company type
Private limited company
Incorporated
18 June 2013 (13 years old)
Registered office
45 Folgate Street, London, E1 6GL, United Kingdom
Nature of business
  • Business and domestic software development (SIC 62012)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrei Dikouchine Director Dec 1972 18 Jun 2013 6 other companies
Ivan Zhiznevsky Director May 1984 2 Jul 2018 None
Jevgenijs Djugajevs Director Oct 1976 20 Aug 2020 None
Paul Keith Wright Director Jan 1957 1 Mar 2023 68 other companies
Angela Knight Director Jan 1980 29 Feb 2024 None
Hasan Braha Director Dec 1994 8 May 2025 None
Donald William Randall Director Dec 1950 23 Oct 2025 None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
74
closed down
54
are FCA-registered
5

In the full report: all 74 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register, including one no longer authorised
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Group accountsAudited

Net assets

£6.46m

−11% from £7.29m

Cash at bank

£5.95m

<1% from £5.99m

Owed within a year

£1.67m

+13% from £1.48m

No turnover or profit for the year to 31 May 2025: the accounts print them but do not tag them. The last tagged figures are £17.9m turnover and −£3.62m profit, for the year to 31 May 2024.

* Cash at bank usually includes customers’ money.

Turnover and profit

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 May 2022 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 May 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 08574246. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

3S Money Club’s history from the FCA register and Companies House, newest first.

Key events (6) All events (23)

2023

31 October 2023

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2019

19 June 2019

  • Became an authorised e-money institution

FCA register

2018

2 November 2018

  • Regulated by the FCA from this date

FCA register

22 May 2018

  • Ivan Zhiznevsky gained significant control

Companies House

2016

18 June 2016

  • Andrei Dikouchine gained significant control

Companies House

2013

18 June 2013

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (6 shown here)
  • Every director appointment and resignation: 15
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Firms connected to 3S Money Club

Other FCA-listed firms that share a director, phone number or address with 3S Money Club. A link shows who the firm is tied to, not whether either can be trusted.

past links
4

In the full report: all 0 connected firms, named

  • 4 past links through former directors
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Firms like 3S Money Club

Other firms of the same type (payment or money transfer firm), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 3S Money Club

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 74 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is 3S Money Club Limited FCA authorised?
Yes, 3S Money Club Limited (FRN 900918) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2019 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is 3S Money Club’s website?
The FCA register lists the website 3s.money for 3S Money Club. If you were given different contact details, use these to check with the firm before going any further.
Is 3S Money Club a scam or clone?
Scammers have impersonated 3S Money Club: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for 3S Money Club, shown on this page.
Is my money safe with 3S Money Club?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about 3S Money Club to the Financial Ombudsman Service, free of charge.
Who owns 3S Money Club?
Companies House lists 2 people with significant control of 3S Money Club: Ivan Zhiznevsky (significant influence or control) and Mr Andrei Dikouchine (significant influence or control).
Who runs 3S Money Club?
Companies House lists 7 directors of 3S Money Club: Andrei Dikouchine, Ivan Zhiznevsky, Jevgenijs Djugajevs, Paul Keith Wright, Angela Knight, Hasan Braha and 1 more.
How long has 3S Money Club been in business?
The company was formed on 18 June 2013, and has held its current FCA authorisation since June 2019.
What do 3S Money Club’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £6.46m (−11% from £7.29m) and cash at bank of £5.95m (<1% from £5.99m).
Does 3S Money Club use any other names?
It trades as 3s.money.

Sources and links

The full report on 3S Money Club Limited

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