4 Rivers Services Limited

Reference number: 929452

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Bluefriars Brokers Limited Reference number: 604987 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • 4 Rivers Services Limited (FRN 929452) introduces customers to Bluefriars Brokers Limited (FRN 604987). Any regulated advice or arranging is done by the principal, not 4 Rivers Services.
  • Example: if 4 Rivers Services refers you to a financial adviser, the advice should come from the principal firm, not from 4 Rivers Services itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 4rivers.legal first appeared online, and whether it can receive email
  • What kind of line +1 818 821 4478 is
  • Who else gives the postcode GU8 6LB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • 4 Rivers Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bluefriars Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10119999
Company status
Active
Company type
Private limited company
Incorporated
12 April 2016 (10 years old)
Registered office
C/O Rock Tax & Accounting Elm House, Tanshire Park, Shackleford Road, Elstead, Godalming, Surrey, GU8 6LB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Edward Petyt Director Nov 1963 12 Apr 2016 7 other companies
Peter Petyt Secretary Not published 12 Apr 2016 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
5
still active
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2024Small company accountsNot audited

Total equity

−£50.2k

No earlier figure to compare

Cash at bank

£0

Down £93 from £93

Employees (average)

1

Same as 1

Owed within a year

£52.4k

−32% from £77.0k

Total equity is negative: on its last balance sheet the company owed £50.2k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10119999. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

4 Rivers Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

1 January 2026

  • David Vines stopped being a part-owner

Companies House

2020

8 July 2020

  • Became an introducer appointed representative

FCA register

2016

12 April 2016

  • Incorporated at Companies House
  • David Vines became a part-owner (25–50% of shares)
  • Peter Edward Petyt became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to 4 Rivers Services

Other FCA-listed firms that share a director, phone number or address with 4 Rivers Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like 4 Rivers Services

Other firms of the same type (insurance broker), nearest first.

In Godalming

A J A Posnett, L R Spooner & J H GoldGodalmingAppointed representativeAuto Cruising LtdGodalmingAppointed representativeFarnborough Place LtdGodalmingAppointed representativeNo.37 Mortgage & Protection Advice LtdGodalmingAppointed representativeTicker LimitedGodalmingAppointed representativeConectia LimitedGodalmingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on 4 Rivers Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is 4 Rivers Services Limited FCA authorised?
4 Rivers Services Limited (FRN 929452) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for 4 Rivers Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. 4 Rivers Services Limited (FRN 929452) introduces customers to Bluefriars Brokers Limited (FRN 604987). Any regulated advice or arranging is done by the principal, not 4 Rivers Services. Example: if 4 Rivers Services refers you to a financial adviser, the advice should come from the principal firm, not from 4 Rivers Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is 4 Rivers Services’ phone number and website?
The FCA register lists the phone number +1 818 821 4478 and the website 4rivers.legal for 4 Rivers Services. If you were given different contact details, use these to check with the firm before going any further.
Is 4 Rivers Services a scam or clone?
4 Rivers Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with 4 Rivers Services?
Protection works through Bluefriars Brokers Limited, the principal firm responsible for 4 Rivers Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns 4 Rivers Services?
Companies House lists one person with significant control of 4 Rivers Services: Mr Peter Edward Petyt (25–50% of shares). Before that, it was controlled by Mr David Vines.
Who runs 4 Rivers Services?
Companies House lists one director of 4 Rivers Services: Peter Edward Petyt.
How long has 4 Rivers Services been in business?
The company was formed on 12 April 2016.
What do 4 Rivers Services’ latest accounts show?
Its latest accounts, to 31 October 2024, show total equity of −£50.2k (no earlier figure to compare) and cash at bank of £0 (down £93 from £93).
Does 4 Rivers Services use any other names?
It trades as 4 Rivers.

Sources and links

The full report on 4 Rivers Services Limited

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