Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2009
- Accounts filed up to 31 July 2025
- On its latest accounts it owed £1.06m more than it owned
Responsible principal firm
REGENT FINANCIAL NETWORK LIMITED Reference number: 304130 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Farnborough Place Ltd (FRN 675132) is an AR of REGENT FINANCIAL NETWORK LIMITED (FRN 304130). When you use Farnborough Place's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Farnborough Place, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Stables, Peper Harow, Godalming, Surrey, GU8 6BQ, United Kingdom
In the full report: 3 background checks
- When betterprotect.co.uk first appeared online, and whether it can receive email
- What kind of line 020 3540 1860 is
- Who else gives the postcode GU8 6BQ
Other names (7)
If you were contacted under any of these names, it is this firm.
- Better Protect Trading name: A name it trades under now.
- Cignpost Trading name: A name it trades under now.
- Find My Cover Trading name: A name it trades under now.
- Pet Better Trading name: A name it trades under now.
- Cignpost Limited Former name: A name it was registered under before.
- Farnborough Investments Ltd Former name: A name it was registered under before.
- Mast Life Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Regent Financial Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06876406 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 April 2009 (17 years old)
- Registered office
- The Stables, Peper Harow, Godalming, GU8 6BQ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steve Dennis Whatley | Director | Nov 1961 | 12 Jan 2015 | 28 other companies |
| Andrew Max Bascombe | Director | Jul 1958 | 6 Jun 2022 | 37 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 49
- closed down
- 27
- are FCA-registered
- 5
In the full report: all 49 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 on the FCA register
- The 16 companies these 2 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£1.06m
−377% from £383k
Cash at bank
£10.1k
+193% from £3,436
Employees (average)
35
−7.9% from 38
Owed within a year
£1.64m
+430% from £308k
Net assets are negative: on its last balance sheet the company owed £1.06m more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06876406. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Farnborough Place’s history from the FCA register and Companies House, newest first.
2026
1 July 2026
- Cignpost Financial Services Limited gave up control
- Hildart Limited became a part-owner (25–50% of shares)
- Westcreek Limited became a part-owner (25–50% of shares)
Companies House
10 June 2026
- Changed its registered name from "Mast Life Limited"
FCA register
3 June 2026
- Changed its registered name from "Cignpost Limited"
FCA register
2024
13 December 2024
- Changed its registered name from "Farnborough Place Ltd"
FCA register
2020
20 March 2020
- Cignpost Financial Services Limited took control (75–100% of shares)
- Inchora Money Limited gave up control
Companies House
2017
31 March 2017
- Inchora Limited gave up control
- Inchora Money Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Inchora Limited took control (75–100% of shares)
Companies House
2015
25 March 2015
- Changed its registered name from "Farnborough Investments Ltd"
FCA register
3 March 2015
- Became an appointed representative
FCA register
12 January 2015
- Board replaced: its only director left and 3 new directors took over
Companies House
2009
14 April 2009
- Incorporated at Companies House
Companies House
In the full report: all 31 events
- All 31 events in its history (15 shown here)
- Every director appointment and resignation: 12
Firms connected to Farnborough Place
Other FCA-listed firms that share a director, phone number or address with Farnborough Place. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (3)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Farnborough Place
Other firms of the same type (insurance broker), nearest first.
In Godalming
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Farnborough Place
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 49 other companies its directors have run, named
- 3 background checks on its contact details
- All 31 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk