Regent Financial Network Limited

Reference number: 304130

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cignpost.com first appeared online, and whether it can receive email
  • What kind of line 01252 912100 is, and the other firm that gives it
  • Who else gives the postcode GU8 6BQ
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Other names (27)

If you were contacted under any of these names, it is this firm.

  • Cignpost Trading name
  • Cignpost Advised Trading name
  • Cignpost Life Trading name
  • SignpostMe Trading name
  • Albany Park Limited Former name
  • Cignpost Advised Limited Former name
  • COVER OPTIONS (UK) LIMITED Former name
  • Mortgage Options (Remo) Ltd Former name
  • ALBANYPARKFINANCE Former trading name
  • Bews Brown Financial Services Former trading name
  • CalculateMy Former trading name
  • GB Home Loans Former trading name
  • Heritage Mortgage & Loans Former trading name
  • Humberts Financial Services Former trading name
  • If I Were You Mortgage Options Former trading name
  • INCHORA MORTGAGES Former trading name
  • James Eley & Sons Financial Services Former trading name
  • Mortgage Options Former trading name
  • Mortgage Options Direct Former trading name
  • Mortgage Options (Lincoln) Former trading name
  • Mortgage Wise Former trading name
  • Moveright Plus (Mortgages) Former trading name
  • Movewithus Mortgage Options Former trading name
  • Pet Better Former trading name
  • Silver Moon Mortgage Centre Former trading name
  • Simply The Best Mortgages Former trading name
  • The Mortgage Store Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04296341
Company status
Active
Company type
Private limited company
Incorporated
1 October 2001 (25 years old)
Registered office
The Stables, Peper Harow, Godalming, GU8 6BQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Steve Dennis Whatley Director Nov 1961 15 Dec 2014 28 other companies
Andrew Max Bascombe Director Jul 1958 8 Jul 2020 37 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
49
closed down
27
are FCA-registered
5

In the full report: all 49 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 16 companies these 2 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£230k

Up £738k from −£508k

Cash at bank

£3,846

−76% from £15.7k

Employees (average)

1

−50% from 2

Owed within a year

£1.31m

+134% from £558k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04296341. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Regent Financial Network’s history from the FCA register and Companies House, newest first.

Key events (20) All events (85)

2025

20 May 2025

  • Emerald (Inchora) Limited gave up control
  • Signpostme Group Limited took control (75–100% of shares)

Companies House

2024

9 December 2024

  • Changed its registered name from "Albany Park Limited"

FCA register

5 December 2024

  • Changed its registered name from "Cignpost Advised Limited"

FCA register

2020

20 March 2020

  • Emerald (Inchora) Limited took control (75–100% of shares)
  • Inchora Limited gave up control
  • Inchora Money Limited gave up control

Companies House

2018

17 October 2018

  • Inchora Money Ltd gave up control

Companies House

2017

31 July 2017

  • Inchora Limited took control (75–100% of shares)

Companies House

31 March 2017

  • Inchora Limited gave up control
  • Inchora Money Limited took control (75–100% of votes)
  • Inchora Money Ltd took control (75–100% of votes)

Companies House

23 January 2017

  • Changed its registered name from "COVER OPTIONS (UK) LIMITED"

FCA register

2016

6 April 2016

  • Inchora Limited took control (75–100% of shares)

Companies House

2014

15 December 2014

  • Board replaced: its only director left and a new director took over

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

12 November 2012

  • Changed its registered name from "Mortgage Options (Remo) Ltd"

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

1 October 2001

  • Incorporated at Companies House

Companies House

In the full report: all 85 events

  • All 85 events in its history (20 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Regent Financial Network

Other FCA-listed firms that share a director, phone number or address with Regent Financial Network. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Regent Financial Network

Other firms of the same type (insurance broker), nearest first.

In Godalming

Trade Direct Insurance Services LtdGodalmingAuthorised4 Rivers Services LimitedGodalmingAppointed representativeA J A Posnett, L R Spooner & J H GoldGodalmingAppointed representativeAuto Cruising LtdGodalmingAppointed representativeFarnborough Place LtdGodalmingAppointed representativeNo.37 Mortgage & Protection Advice LtdGodalmingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Regent Financial Network

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 49 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 85 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Regent Financial Network Limited FCA authorised?
Yes, Regent Financial Network Limited (FRN 304130) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Regent Financial Network’s phone number and website?
The FCA register lists the phone number 01252 912100 and the website cignpost.com for Regent Financial Network. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Regent Financial Network a scam or clone?
Regent Financial Network is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Regent Financial Network?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Regent Financial Network to the Financial Ombudsman Service, free of charge.
Who owns Regent Financial Network?
Companies House lists one person with significant control of Regent Financial Network: Signpostme Group Limited (75–100% of shares). Before that, it was controlled by Inchora Limited, Emerald (Inchora) Limited and Inchora Money Limited.
Who runs Regent Financial Network?
Companies House lists 2 directors of Regent Financial Network: Steve Dennis Whatley and Andrew Max Bascombe.
How long has Regent Financial Network been in business?
The company was formed on 1 October 2001, and has held its current FCA authorisation since October 2004.
What do Regent Financial Network’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £230k (up £738k from −£508k) and cash at bank of £3,846 (−76% from £15.7k).
Does Regent Financial Network use any other names?
It trades as Cignpost, Cignpost Advised, Cignpost Life and SignpostMe. It has previously used 23 other names, including Albany Park Limited, Cignpost Advised Limited and COVER OPTIONS (UK) LIMITED.

Sources and links

The full report on Regent Financial Network Limited

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