A.D.N. Financial Solutions Ltd
Reference number: 498057
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 March 2026
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- A.D.N. Financial Solutions Ltd (FRN 498057) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use A.D.N. Financial Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from A.D.N. Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Ground Floor, Cornerstone House, 120 London Road, Portsmouth, Hampshire, PO2 0NB, United Kingdom
In the full report: 3 background checks
- When mortgageadvicebureau.com first appeared online, and whether it can receive email
- What kind of line 023 9282 2616 is
- Who else gives the postcode PO2 0NB
Other names (2)
If you were contacted under any of these names, it is this firm.
- Bernards Mortgage And Protection Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06702935 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 September 2008 (18 years old)
- Registered office
- Ground Floor Cornerstone House, 120 London Road, Portsmouth, Hampshire, PO2 0NB, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew James Edwards | Director | Jun 1971 | 19 Sep 2008 | 1 other company |
| Daniel Nicholas Smith | Director | May 1981 | 19 Sep 2008 | 2 other companies |
| Nigel John Strutt | Director | Jun 1971 | 19 Sep 2008 | 4 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- still active
- 5
- are FCA-registered
- 2
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 1 company these 3 directors run together
Filed accounts and finances
Net assets
£86.4k
<1% from £85.5k
Cash at bank
£134k
+15% from £116k
Employees (average)
10
+11% from 9
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06702935. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
A.D.N. Financial Solutions’s history from the FCA register and Companies House, newest first.
2023
5 January 2023
- Andrew James Edwards became a part-owner (25–50% of shares)
- Daniel Nicholas Smith became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Nigel John Strutt became a part-owner (25–50% of shares)
Companies House
2009
19 March 2009
- Became an appointed representative
FCA register
2008
19 September 2008
- Incorporated at Companies House
Companies House
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms connected to A.D.N. Financial Solutions
Other FCA-listed firms that share a director, phone number or address with A.D.N. Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like A.D.N. Financial Solutions
Other firms of the same type (financial adviser), nearest first.
In Portsmouth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on A.D.N. Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 10 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is A.D.N. Financial Solutions Ltd FCA authorised?
What does appointed representative mean for A.D.N. Financial Solutions?
What is A.D.N. Financial Solutions’ phone number and website?
Is A.D.N. Financial Solutions a scam or clone?
Is my money safe with A.D.N. Financial Solutions?
Who owns A.D.N. Financial Solutions?
Who runs A.D.N. Financial Solutions?
How long has A.D.N. Financial Solutions been in business?
What do A.D.N. Financial Solutions’ latest accounts show?
Does A.D.N. Financial Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk