Nigel Francis Limited

Reference number: 557429

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nigel Francis Limited (FRN 557429) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nigel Francis's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nigel Francis, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sjpp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07810 082134 is
  • Who else gives the postcode PO6 3EZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • SNJ Wealth Management Trading name
  • Nigel Francis Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05368456
Company status
Active
Company type
Private limited company
Incorporated
17 February 2005 (21 years old)
Registered office
Regus, Ground Floor, Building 1000 Western Road, Portsmouth, Hampshiire, PO6 3EZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Life reinsurance (SIC 65201)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Charles Francis Director Jan 1961 17 Feb 2005 2 other companies
Susan Francis Director Sep 1963 12 Mar 2026 None
Susan Francis Secretary Not published 17 Feb 2005 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£16.5k

Up £20.0k from −£3,435

Cash at bank

£17.4k

+221% from £5,413

Employees (average)

4

−20% from 5

Owed within a year

£40.5k

+58% from £25.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05368456. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nigel Francis’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2026

11 March 2026

  • Susan Francis stopped being a part-owner

Companies House

2016

6 April 2016

  • Nigel Charles Francis became the majority owner (50–75% of shares)
  • Susan Francis became a part-owner (25–50% of shares)

Companies House

2011

27 July 2011

  • Changed its registered name from "Nigel Francis"

FCA register

26 July 2011

  • Became an appointed representative

FCA register

2005

17 February 2005

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Nigel Francis

Other FCA-listed firms that share a director, phone number or address with Nigel Francis. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Nigel Francis

Other firms of the same type (financial adviser), nearest first.

In Portsmouth

A.D.N. Financial Solutions LtdPortsmouthAppointed representativeEcho Financial Management LtdPortsmouthAppointed representativeFulcrum Wealth LtdPortsmouthAppointed representativeKnown For Group LimitedPortsmouthAppointed representativeCambwick LtdPortsmouthAppointed representativeLarcomes Financial Services LimitedPortsmouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nigel Francis

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Nigel Francis Limited FCA authorised?
Nigel Francis Limited (FRN 557429) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nigel Francis?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nigel Francis Limited (FRN 557429) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nigel Francis's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nigel Francis, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nigel Francis’ phone number and website?
The FCA register lists the phone number 07810 082134 and the website sjpp.co.uk/nigelfrancis for Nigel Francis. If you were given different contact details, use these to check with the firm before going any further.
Is Nigel Francis a scam or clone?
Nigel Francis is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nigel Francis?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Nigel Francis's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nigel Francis?
Companies House lists 2 people with significant control of Nigel Francis: Mr Nigel Charles Francis (50–75% of shares) and Susan Francis (25–50% of shares).
Who runs Nigel Francis?
Companies House lists 2 directors of Nigel Francis: Nigel Charles Francis and Susan Francis.
How long has Nigel Francis been in business?
The company was formed on 17 February 2005.
What do Nigel Francis’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £16.5k (up £20.0k from −£3,435) and cash at bank of £17.4k (+221% from £5,413).
Does Nigel Francis use any other names?
It trades as SNJ Wealth Management. It has previously used the name Nigel Francis.

Sources and links

The full report on Nigel Francis Limited

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