Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 30 April 2025
Responsible principal firm
ST. GILES INSURANCE & FINANCE SERVICES LIMITED Reference number: 311167 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- A P PROPERTY SOLUTIONS LTD (FRN 760717) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use A P PROPERTY SOLUTIONS's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from A P PROPERTY SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
38 Lambton Road, London, SW20 0LP, United Kingdom
In the full report: 3 background checks
- When andrewpurnell.co.uk first appeared online, and whether it can receive email
- What kind of line 020 8879 7888 is
- Who else gives the postcode SW20 0LP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Andrew Purnell & Co Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07216137 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 April 2010 (16 years old)
- Registered office
- Rear Office, 38 Lambton Road, London, SW20 0LP, England
- Nature of business
-
- Real estate agencies (SIC 68310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Francis Martin Mulroe | Director | Apr 1975 | 8 Apr 2010 | 4 other companies |
| Stacey Mullarkey | Director | Oct 1980 | 26 Feb 2024 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 2
- still active
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£261k
+77% from £147k
Employees (average)
5
+25% from 4
Owed within a year
£96.6k
+12% from £86.0k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07216137. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
A P Property Solutions’s history from the FCA register and Companies House, newest first.
2024
14 August 2024
- Maureen Mary Mulroe became a part-owner (25–50% of shares)
- Stacey Mullarkey became a part-owner (25–50% of shares)
Companies House
2016
10 October 2016
- Became an appointed representative
FCA register
1 June 2016
- Francis Martin Mulroe gained significant control
Companies House
2010
8 April 2010
- Incorporated at Companies House
Companies House
In the full report: all 10 events
- All 10 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms like A P Property Solutions
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on A P Property Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 10 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is A P Property Solutions Ltd FCA authorised?
What does appointed representative mean for A P Property Solutions?
What is A P Property Solutions’ phone number and website?
Is A P Property Solutions a scam or clone?
Is my money safe with A P Property Solutions?
Who owns A P Property Solutions?
Who runs A P Property Solutions?
How long has A P Property Solutions been in business?
What do A P Property Solutions’ latest accounts show?
Does A P Property Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk