A P Property Solutions Ltd

Reference number: 760717

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • A P PROPERTY SOLUTIONS LTD (FRN 760717) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use A P PROPERTY SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from A P PROPERTY SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When andrewpurnell.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8879 7888 is
  • Who else gives the postcode SW20 0LP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Andrew Purnell & Co Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 April 2010 (16 years old)
Registered office
Rear Office, 38 Lambton Road, London, SW20 0LP, England
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Francis Martin Mulroe Director Apr 1975 8 Apr 2010 4 other companies
Stacey Mullarkey Director Oct 1980 26 Feb 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£261k

+77% from £147k

Employees (average)

5

+25% from 4

Owed within a year

£96.6k

+12% from £86.0k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07216137. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A P Property Solutions’s history from the FCA register and Companies House, newest first.

2024

14 August 2024

  • Maureen Mary Mulroe became a part-owner (25–50% of shares)
  • Stacey Mullarkey became a part-owner (25–50% of shares)

Companies House

2016

10 October 2016

  • Became an appointed representative

FCA register

1 June 2016

  • Francis Martin Mulroe gained significant control

Companies House

2010

8 April 2010

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like A P Property Solutions

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A P Property Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is A P Property Solutions Ltd FCA authorised?
A P Property Solutions Ltd (FRN 760717) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for A P Property Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. A P Property Solutions Ltd (FRN 760717) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use A P Property Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from A P Property Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A P Property Solutions’ phone number and website?
The FCA register lists the phone number 020 8879 7888 and the website andrewpurnell.co.uk for A P Property Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is A P Property Solutions a scam or clone?
A P Property Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A P Property Solutions?
Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for A P Property Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A P Property Solutions?
Companies House lists 3 people with significant control of A P Property Solutions: Miss Stacey Mullarkey (25–50% of shares), Mrs Maureen Mary Mulroe (25–50% of shares) and Mr Francis Martin Mulroe (significant influence or control).
Who runs A P Property Solutions?
Companies House lists 2 directors of A P Property Solutions: Francis Martin Mulroe and Stacey Mullarkey.
How long has A P Property Solutions been in business?
The company was formed on 8 April 2010.
What do A P Property Solutions’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £261k (+77% from £147k).
Does A P Property Solutions use any other names?
It trades as Andrew Purnell & Co.

Sources and links

The full report on A P Property Solutions Ltd

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