Klarna Premium Services Ltd

Reference number: 1041230

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Klarna Premium Services Ltd (FRN 1041230) is an AR of Cover Genius Limited (FRN 750711). When you use Klarna Premium Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Klarna Premium Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When klarna.com first appeared online, and whether it can receive email
  • What kind of line 020 3005 0833 is
  • Who else gives the postcode SE1 7ND
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cover Genius Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 August 2025 (1 year old)
Registered office
10 York Road, London, SE1 7ND, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Martje Boudien Moerman Director Dec 1978 14 Aug 2025 2 other companies
Niclas Peter Neglen Director Aug 1977 14 Aug 2025 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
1
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Key dates in its history

Klarna Premium Services’s history from the FCA register and Companies House, newest first.

2025

25 September 2025

  • Became an appointed representative

FCA register

14 August 2025

  • Incorporated at Companies House
  • Klarna Group PLC gained significant control
  • Martje Boudien Moerman appointed as a director
  • Niclas Peter Neglen appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Klarna Premium Services

Other FCA-listed firms that share a director, phone number or address with Klarna Premium Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Klarna Premium Services

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Klarna Premium Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Klarna Premium Services Ltd FCA authorised?
Klarna Premium Services Ltd (FRN 1041230) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Klarna Premium Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Klarna Premium Services Ltd (FRN 1041230) is an AR of Cover Genius Limited (FRN 750711). When you use Klarna Premium Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Klarna Premium Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Klarna Premium Services’ phone number and website?
The FCA register lists the phone number 020 3005 0833 and the website klarna.com/uk for Klarna Premium Services. If you were given different contact details, use these to check with the firm before going any further.
Is Klarna Premium Services a scam or clone?
Klarna Premium Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Klarna Premium Services?
Protection works through Cover Genius Limited, the principal firm responsible for Klarna Premium Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Klarna Premium Services?
Companies House lists one person with significant control of Klarna Premium Services: Klarna Group PLC (significant influence or control).
Who runs Klarna Premium Services?
Companies House lists 2 directors of Klarna Premium Services: Martje Boudien Moerman and Niclas Peter Neglen.
How long has Klarna Premium Services been in business?
The company was formed on 14 August 2025.

Sources and links

The full report on Klarna Premium Services Ltd

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