AIG Europe (Services) Limited

Reference number: 401591

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • AIG Europe (Services) Limited (FRN 401591) is an AR of MetLife Europe d.a.c. (FRN 456829). When you use AIG Europe (Services)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from AIG Europe (Services), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aig.com first appeared online, and whether it can receive email
  • What kind of line 020 7954 7000 is, and the 2 other firms that give it
  • Who else gives the postcode EC3M 4AB
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • AIG Europe (UK) Limited Former name: A name it was registered under before.
  • AIG UK SERVICES LIMITED Former name: A name it was registered under before.
  • Chartis UK Services Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through MetLife Europe d.a.c., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 July 1953 (73 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Michal Sabo Director May 1986 8 Jan 2024 5 other companies
Christopher John Roland Rash Director Jul 1964 16 Sep 2025 23 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
3
are FCA-registered
8

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 8 on the FCA register
  • All 44 people who have ever been directors, with their dates
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Key dates in its history

AIG Europe (Services)’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • American International Group UK Limited took control (75–100% of shares)

Companies House

2014

24 October 2014

  • Board replaced: all 3 directors left and 2 new directors took over

Companies House

2013

9 January 2013

  • Changed its registered name from "Chartis UK Services Ltd"

FCA register

2009

1 December 2009

  • Changed its registered name from "AIG UK SERVICES LIMITED"

FCA register

2007

7 December 2007

  • Changed its registered name from "AIG Europe (UK) Limited"

FCA register · Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1953

17 July 1953

  • Incorporated at Companies House

Companies House

In the full report: all 89 events

  • All 89 events in its history (7 shown here)
  • Every director appointment and resignation: 82
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Firms connected to AIG Europe (Services)

Other FCA-listed firms that share a director, phone number or address with AIG Europe (Services). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like AIG Europe (Services)

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AIG Europe (Services)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 89 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is AIG Europe (Services) Limited FCA authorised?
AIG Europe (Services) Limited (FRN 401591) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for AIG Europe (Services)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. AIG Europe (Services) Limited (FRN 401591) is an AR of MetLife Europe d.a.c. (FRN 456829). When you use AIG Europe (Services)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from AIG Europe (Services), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AIG Europe (Services)’s phone number and website?
The FCA register lists the phone number 020 7954 7000 and the website aig.com for AIG Europe (Services). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is AIG Europe (Services) a scam or clone?
AIG Europe (Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AIG Europe (Services)?
Protection works through MetLife Europe d.a.c., the principal firm responsible for AIG Europe (Services)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AIG Europe (Services)?
AIG Europe (Services) is owned by American International Group UK Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs AIG Europe (Services)?
Companies House lists 2 directors of AIG Europe (Services): Michal Sabo and Christopher John Roland Rash.
How long has AIG Europe (Services) been in business?
The company was formed on 17 July 1953.
Does AIG Europe (Services) use any other names?
It has previously used 3 other names: AIG Europe (UK) Limited, AIG UK SERVICES LIMITED and Chartis UK Services Ltd.

Sources and links

The full report on AIG Europe (Services) Limited

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