A Plus Payment Solutions Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are safeguarded
No FCA actions
Active company since 2019
Accounts filed up to 31 July 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

aplus-payments.com (opens in a new tab)
No phone number on the FCA register
Address

Third Floor, 22 City Road, EC1Y 2AJ, United Kingdom

In the full report: 2 background checks

When aplus-payments.com first appeared online, and whether it can receive email
Who else gives the postcode EC1Y 2AJ

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11815332 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 February 2019 (7 years old)
Registered office: 3rd Floor 22 City Road City Road, London, EC1Y 2AJ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Margarita Nebolsina	Director	Sep 1980	8 Feb 2019	None
Maria Colette Kelly	Director	Mar 1963	6 Apr 2022	None
Christian Mark Blackwell	Director	Oct 1973	1 Dec 2025	2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£437k

Up £524k from −£86.4k

Cash at bank

£361k

+8.3% from £333k

Employees (average)

2

−50% from 4

Owed within a year

£3,564

−99% from £474k

* Cash at bank usually includes customers’ money.

Net assets

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11815332. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A Plus Payment Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2022

19 December 2022

Dmitrijs Krasko stopped being a part-owner

Companies House

2020

25 November 2020

Regulated by the FCA from this date
Became an authorised e-money institution

FCA register

2019

8 February 2019

Incorporated at Companies House
Dmitrijs Krasko became a part-owner (25–50% of shares)
Margarita Nebolsina took control (75–100% of shares)

Companies House

In the full report: all 13 events

All 13 events in its history (6 shown here)
Every director appointment and resignation: 7

Firms like A Plus Payment Solutions

Other firms of the same type (payment or money transfer firm), nearest first.

In the Central London (EC) postcode area

Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised Payoneer Payment Services (UK) LimitedLondonAuthorised Pleo Financial Services UK LtdFarringdonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A Plus Payment Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is A Plus Payment Solutions Ltd FCA authorised?

Yes, A Plus Payment Solutions Ltd (FRN 901098) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2020 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is A Plus Payment Solutions’ website?

The FCA register lists the website aplus-payments.com for A Plus Payment Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is A Plus Payment Solutions a scam or clone?

A Plus Payment Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with A Plus Payment Solutions?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about A Plus Payment Solutions to the Financial Ombudsman Service, free of charge.

Who owns A Plus Payment Solutions?

Companies House lists one person with significant control of A Plus Payment Solutions: Mrs Margarita Nebolsina (75–100% of shares). Before that, it was controlled by Mr Dmitrijs Krasko.

Who runs A Plus Payment Solutions?

Companies House lists 3 directors of A Plus Payment Solutions: Margarita Nebolsina, Maria Colette Kelly and Christian Mark Blackwell.

How long has A Plus Payment Solutions been in business?

The company was formed on 8 February 2019, and has held its current FCA authorisation since November 2020.

What do A Plus Payment Solutions’ latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £437k (up £524k from −£86.4k) and cash at bank of £361k (+8.3% from £333k).