A. White and Sons (Funeral Services) Limited

Reference number: 980712

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • A. WHITE AND SONS (FUNERAL SERVICES) LIMITED (FRN 980712) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not A. WHITE AND SONS (FUNERAL SERVICES).
  • Example: if A. WHITE AND SONS (FUNERAL SERVICES) refers you to a financial adviser, the advice should come from the principal firm, not from A. WHITE AND SONS (FUNERAL SERVICES) itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01363 772043

  • Address

    A White & Sons Ltd, Albert Road, Crediton, Devon, EX17 2BZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01363 772043 is
  • Who else gives the postcode EX17 2BZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • A White & Sons Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05225209
Company status
Active
Company type
Private limited company
Incorporated
8 September 2004 (22 years old)
Registered office
Albert Road, Crediton, Devon, EX17 2BZ
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Albert White Director Aug 1955 8 Sep 2004 2 other companies
Andrew John Steer Director May 1994 30 Sep 2025 1 other company
Peter James Steer Director Dec 1991 30 Sep 2025 1 other company
Andrew Albert White Secretary Not published 8 Sep 2004 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£31.4k

+23% from £25.5k

Employees (average)

5

−17% from 6

Owed within a year

£65.4k

+62% from £40.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05225209. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

A. White and Sons (Funeral Services)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2025

30 September 2025

  • C J Steer And Son Limited became a part-owner (25–50% of shares)
  • David Grant White stopped being a part-owner

Companies House

2022

10 August 2022

  • Became an introducer appointed representative

FCA register

2016

5 September 2016

  • Andrew Albert White became a part-owner (25–50% of shares)
  • David Grant White became a part-owner (25–50% of shares)

Companies House

2004

8 September 2004

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like A. White and Sons (Funeral Services)

Other firms of the same type (funeral director), nearest first.

In Crediton

Leroy Funeral Service M Wreford & Sons Limited Liability PartnershipCreditonAppointed representativeShoobridge Funeral Services LimitedCreditonAppointed representative

In the Exeter (EX) postcode area

A.e. Stoodley & Son LimitedDevonAppointed representativeBraddicks and Sherborne Funeral Directors LtdBidefordAppointed representativeDamon Francis CampbellTivertonAppointed representativeDavid Lee AlberyOkehamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A. White and Sons (Funeral Services)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is A. White and Sons (Funeral Services) Limited FCA authorised?
A. White and Sons (Funeral Services) Limited (FRN 980712) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for A. White and Sons (Funeral Services)?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. A. White and Sons (Funeral Services) Limited (FRN 980712) introduces customers to Golden Charter Limited (FRN 965279). Any regulated advice or arranging is done by the principal, not A. White and Sons (Funeral Services). Example: if A. White and Sons (Funeral Services) refers you to a financial adviser, the advice should come from the principal firm, not from A. White and Sons (Funeral Services) itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A. White and Sons (Funeral Services)’s phone number?
The FCA register lists the phone number 01363 772043 for A. White and Sons (Funeral Services). If you were given different contact details, use these to check with the firm before going any further.
Is A. White and Sons (Funeral Services) a scam or clone?
A. White and Sons (Funeral Services) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A. White and Sons (Funeral Services)?
Protection works through Golden Charter Limited, the principal firm responsible for A. White and Sons (Funeral Services)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A. White and Sons (Funeral Services)?
Companies House lists 2 people with significant control of A. White and Sons (Funeral Services): C J Steer And Son Limited (25–50% of shares) and Mr Andrew Albert White (25–50% of shares). Before that, it was controlled by Mr David Grant White.
Who runs A. White and Sons (Funeral Services)?
Companies House lists 3 directors of A. White and Sons (Funeral Services): Andrew Albert White, Andrew John Steer and Peter James Steer.
How long has A. White and Sons (Funeral Services) been in business?
The company was formed on 8 September 2004.
What do A. White and Sons (Funeral Services)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £31.4k (+23% from £25.5k).
Does A. White and Sons (Funeral Services) use any other names?
It trades as A White & Sons.

Sources and links

The full report on A. White and Sons (Funeral Services) Limited

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