Golden Charter Limited

Reference number: 965279

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When goldencharter.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 833 800 is
  • Who else gives the postcode G2 7JS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Golden Charter Funeral Plans Trading name
  • localfuneral.co.uk Trading name

FCA permissions and consumer protection

  • Funeral plans FSCS may apply
    Funeral plans are FSCS protected. If the provider fails, the FSCS can arrange for your plan to be honoured or pay compensation.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02511598
Company status
Active
Company type
Private limited company
Incorporated
14 June 1990 (36 years old)
Registered office
One, Fleet Place, London, EC4M 7WS, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Douglas Speir Director Sep 1970 30 Sep 2012 5 other companies
John Trevor Byrne Director Jun 1981 1 Jan 2022 1 other company
Claire Victoria Adams-Zuurbier Director Nov 1970 2 Feb 2022 3 other companies
Maria Joanne Stibbards Director May 1975 1 Dec 2024 1 other company
Christopher Graham Arthur Wilson Director Nov 1974 1 Sep 2025 1 other company
Katie Wadey Director Jan 1978 12 Sep 2025 4 other companies
Toni Michelle Wood Director Nov 1971 12 Sep 2025 3 other companies
Ross Robert Anderson Director Sep 1990 1 Sep 2026 None
Iain Douglas Collins Webster Director Jun 1960 1 Oct 2026 None
Robert Douglas Speir Secretary Not published 30 Sep 2012 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
8
is FCA-registered
1

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 9 directors run together
  • All 46 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsAudited

Turnover

£24.4m

No earlier figure to compare

Profit before tax

−£1.06m

No earlier figure to compare

Net assets

£14.1m

No earlier figure to compare

Cash at bank

£11.7m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02511598. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Golden Charter’s history from the FCA register and Companies House, newest first.

Key events (4) All events (89)

2022

29 July 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Saif Charter Limited took control (75–100% of shares)

Companies House

1990

14 June 1990

  • Incorporated at Companies House

Companies House

In the full report: all 89 events

  • All 89 events in its history (4 shown here)
  • Every director appointment and resignation: 81
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Firms connected to Golden Charter

Other FCA-listed firms that share a director, phone number or address with Golden Charter. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Golden Charter

Other firms of the same type (funeral plan provider), nearest first.

In Glasgow

Scotmid Coop Life Services LimitedGlasgowAuthorised

Elsewhere in the UK

Co-op Funeral Plans LimitedManchesterAuthorisedCentral England Co-operative Funeral Plans LimitedLichfieldAuthorisedDistinct Funeral Plans LimitedCannockAuthorisedEcclesiastical Planning Services LimitedGloucesterAuthorisedM&F Funeral Services LimitedMusselburghAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Golden Charter

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 89 events in its history

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Frequently asked questions about this firm

Is Golden Charter Limited FCA authorised?
Yes, Golden Charter Limited (FRN 965279) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2022 and works as a funeral plan provider. The FCA has placed no limits on its permissions.
What is Golden Charter’s phone number and website?
The FCA register lists the phone number 0800 833 800 and the website goldencharter.co.uk for Golden Charter. If you were given different contact details, use these to check with the firm before going any further.
Is Golden Charter a scam or clone?
Golden Charter is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Golden Charter?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Golden Charter to the Financial Ombudsman Service, free of charge.
Who owns Golden Charter?
Golden Charter is owned by Saif Charter Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Golden Charter?
Companies House lists 9 directors of Golden Charter: Robert Douglas Speir, John Trevor Byrne, Claire Victoria Adams-Zuurbier, Maria Joanne Stibbards, Christopher Graham Arthur Wilson, Katie Wadey and 3 more.
How long has Golden Charter been in business?
The company was formed on 14 June 1990, and has held its current FCA authorisation since July 2022.
What do Golden Charter’s latest accounts show?
Its latest accounts, to 31 March 2026, show turnover of £24.4m (no earlier figure to compare) and profit before tax of −£1.06m (no earlier figure to compare).
Does Golden Charter use any other names?
It trades as Golden Charter Funeral Plans and localfuneral.co.uk.

Sources and links

The full report on Golden Charter Limited

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