A55 Health & Protection Ltd

Reference number: 1060858

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • A55 HEALTH & PROTECTION LTD (FRN 1060858) is an AR of The Right Mortgage Limited (FRN 649443). When you use A55 HEALTH & PROTECTION's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from A55 HEALTH & PROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07802 605142

  • Address

    25 Cherry Dale Road, Broughton, Chester, Flintshire, CH4 0FA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07802 605142 is
  • Who else gives the postcode CH4 0FA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17309270
Company status
Active
Company type
Private limited company
Incorporated
30 June 2026 (less than a year old)
Registered office
24 Castle Street, Chester, Cheshire, CH1 2DS, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Andrew Richards Director May 1967 30 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

A55 Health & Protection’s history from the FCA register and Companies House, newest first.

2026

2 September 2026

  • Became an appointed representative

FCA register

30 June 2026

  • Incorporated at Companies House
  • David Andrew Richards took control (75–100% of shares)
  • David Andrew Richards appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like A55 Health & Protection

Other firms of the same type (insurance broker), nearest first.

In Chester

Sykes Cottages LtdChesterAppointed representativeC&C Insurance Brokers (Chester) LimitedChesterAppointed representativeChill Property Services LtdChesterAppointed representativeG3 Insure LtdChesterAppointed representativeHalliwell Jones Deva LtdChesterAppointed representativeHoliday Gems LimitedChesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on A55 Health & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is A55 Health & Protection Ltd FCA authorised?
A55 Health & Protection Ltd (FRN 1060858) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for A55 Health & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. A55 Health & Protection Ltd (FRN 1060858) is an AR of The Right Mortgage Limited (FRN 649443). When you use A55 Health & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from A55 Health & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is A55 Health & Protection’s phone number?
The FCA register lists the phone number 07802 605142 for A55 Health & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is A55 Health & Protection a scam or clone?
A55 Health & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with A55 Health & Protection?
Protection works through The Right Mortgage Limited, the principal firm responsible for A55 Health & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns A55 Health & Protection?
Companies House lists one person with significant control of A55 Health & Protection: Mr David Andrew Richards (75–100% of shares).
Who runs A55 Health & Protection?
Companies House lists one director of A55 Health & Protection: David Andrew Richards.
How long has A55 Health & Protection been in business?
The company was formed on 30 June 2026.

Sources and links

The full report on A55 Health & Protection Ltd

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