AAF Financial Ltd

Reference number: 977929

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aaffinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07903 618048 is
  • Who else gives the postcode TQ2 6UU
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 March 2022 (4 years old)
Registered office
82 Broadpark Road, Livermead, Torquay, TQ2 6UU, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Finin Peter Houlihan Director Oct 1975 16 Mar 2022 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£35.4k

No earlier figure to compare

Cash at bank

£44.1k

+74% from £25.3k

Owed within a year

£10.0k

+83% from £5,489

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13980337. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AAF Financial’s history from the FCA register and Companies House, newest first.

2023

1 June 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

16 March 2022

  • Incorporated at Companies House
  • Finin Peter Houlihan took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to AAF Financial

Other FCA-listed firms that share a director, phone number or address with AAF Financial. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like AAF Financial

Other firms of the same type (financial adviser), nearest first.

In Devon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AAF Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is AAF Financial Ltd FCA authorised?
Yes, AAF Financial Ltd (FRN 977929) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2023 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is AAF Financial’s phone number and website?
The FCA register lists the phone number 07903 618048 and the website aaffinancial.co.uk for AAF Financial. If you were given different contact details, use these to check with the firm before going any further.
Is AAF Financial a scam or clone?
AAF Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AAF Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about AAF Financial to the Financial Ombudsman Service, free of charge.
Who owns AAF Financial?
Companies House lists one person with significant control of AAF Financial: Mr Finin Peter Houlihan (75–100% of shares).
Who runs AAF Financial?
Companies House lists one director of AAF Financial: Finin Peter Houlihan.
How long has AAF Financial been in business?
The company was formed on 16 March 2022, and has held its current FCA authorisation since June 2023.
What do AAF Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £35.4k (no earlier figure to compare) and cash at bank of £44.1k (+74% from £25.3k).

Sources and links

The full report on AAF Financial Ltd

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