Rainbird Financial Ltd

Reference number: 1031956

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rainbirdfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01752 904905 is
  • Who else gives the postcode PL8 2NU
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 December 2024 (1 year old)
Registered office
1 Hillside Way, Yealmpton, Plymouth, PL8 2NU, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Luke Thomas Rainbird Director Nov 1987 9 Dec 2024 None
Sophie Louise Rainbird Director Nov 1988 1 Oct 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£7,350

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£317

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16122666. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rainbird Financial’s history from the FCA register and Companies House, newest first.

2025

1 July 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

9 December 2024

  • Incorporated at Companies House
  • Luke Thomas Rainbird took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Rainbird Financial

Other firms of the same type (financial adviser), nearest first.

In Devon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rainbird Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Rainbird Financial Ltd FCA authorised?
Yes, Rainbird Financial Ltd (FRN 1031956) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2025 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Rainbird Financial’s phone number and website?
The FCA register lists the phone number 01752 904905 and the website rainbirdfinancial.co.uk for Rainbird Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Rainbird Financial a scam or clone?
Rainbird Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rainbird Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Rainbird Financial to the Financial Ombudsman Service, free of charge.
Who owns Rainbird Financial?
Companies House lists one person with significant control of Rainbird Financial: Mr Luke Thomas Rainbird (75–100% of shares).
Who runs Rainbird Financial?
Companies House lists 2 directors of Rainbird Financial: Luke Thomas Rainbird and Sophie Louise Rainbird.
How long has Rainbird Financial been in business?
The company was formed on 9 December 2024, and has held its current FCA authorisation since July 2025.
What do Rainbird Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £7,350 (no earlier figure to compare).

Sources and links

The full report on Rainbird Financial Ltd

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